Sara Mertes's Location
Charlotte, North Carolina, United States, United States
Sara Mertes's Contact Details
Sara Mertes work email
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Sara Mertes personal email
n/a
About Sara Mertes
I have been recognized as top Mortgage Loan Closer and selected to train new colleagues. I am skilled in Customer Service and Mortgage Loan Closings, including FHA, VA, Purchases and Refinances. I have experience with working in the wholesale and correspondent banking industry, and am able to learn new operating systems and processes quickly.
Sara Mertes's Current Company Details
Funder at Cardinal Financial Company, Limited Partnership
Sara Mertes Work Experience Details
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FunderCardinal Financial Company, Limited Partnership May 2018 - Oct 2023Charlotte, North Carolina Area -
Know Your Customer SpecialistAccenture 2017 - 2018Charlotte, North Carolina· Entered remaining required Customer Due Diligence (CDD) data into Salesforce.· Entered additional Customer Due Diligence (ACDD) and Enhanced Due Diligence (EDD) if required.· Identified missing documentation or information; engaged and obtained from Frontline.· Identified beneficial owners (>25%) and one key executive of the customer and entered into Salesforce.· Performed real-time OFAC screening and submitted matches to AML LSO for review.· Updated CDD, ACDD and EDD… Show more · Entered remaining required Customer Due Diligence (CDD) data into Salesforce.· Entered additional Customer Due Diligence (ACDD) and Enhanced Due Diligence (EDD) if required.· Identified missing documentation or information; engaged and obtained from Frontline.· Identified beneficial owners (>25%) and one key executive of the customer and entered into Salesforce.· Performed real-time OFAC screening and submitted matches to AML LSO for review.· Updated CDD, ACDD and EDD information in accordance with refresh.· Escalated exception cases from Frontline and any other risk concerns CBRO for review.· Uploaded response in SF and informed Frontline of decision outcome or need for further action.· Proficient in LexisNexis Bridger, LexisNexis and Sales Force. · Submitted 33 loans to Quality Assurance with a 96% pass rate. Show less -
Mortgage Loan CloserAccenture 2012 - 2017Charlotte, North Carolina Area• Closed MHA, FULL DOC, and CEMA refinance loans. · Available to take last minute rush closings. · Worked with title companies/attorneys to have a correct settlement statement for the closings.· Verified vesting on title, taxes and escrows, hazard insurance· Made sure that the correct payoff was in file, VOE’s were correct and NTART was signed and dated· Established the closing and funding dates to ensure the correct rescission period.· Ordered wires for loan closings… Show more • Closed MHA, FULL DOC, and CEMA refinance loans. · Available to take last minute rush closings. · Worked with title companies/attorneys to have a correct settlement statement for the closings.· Verified vesting on title, taxes and escrows, hazard insurance· Made sure that the correct payoff was in file, VOE’s were correct and NTART was signed and dated· Established the closing and funding dates to ensure the correct rescission period.· Ordered wires for loan closings with consistent timeliness once funding docs were approved.· Maintained quality and production levels in the top 5% of my department.· Selected by management for team to process all NY CEMA loans (Consolidated, Extension, and Modification Agreement).· Approved and send final closing documents within 24 hours of loan being assigned from processing.· Strong analytical skills with high attention to detail and accuracy.· Coached and mentored new and existing team members on application policies and procedures. Show less
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Loan FunderFifth Third Bank 2007 - 2012Charlotte, North Carolina· Closed purchases, refinances, CEMA, FHA, and VA loans, HASP and DURP. Available to take last minute rush closings. Worked with title companies/attorneys to have a correct settlement statement for the closings. · Established the closing and funding dates to ensure the correct rescission period.· Verified vesting on title, taxes and escrows, hazard insurance· Made sure that the correct payoff was in file· Ordered wires for loan closings with consistent timeliness once funding… Show more · Closed purchases, refinances, CEMA, FHA, and VA loans, HASP and DURP. Available to take last minute rush closings. Worked with title companies/attorneys to have a correct settlement statement for the closings. · Established the closing and funding dates to ensure the correct rescission period.· Verified vesting on title, taxes and escrows, hazard insurance· Made sure that the correct payoff was in file· Ordered wires for loan closings with consistent timeliness once funding docs had been approved.· Approved and send final closing documents within 24 hours of loan being assigned from processing.· Strong analytical skills with high attention to detail and accuracy.· Coached and mentored new and existing team members on application policies and procedures. Show less -
CloserEquifirst 2005 - 2007Charlotte, North Carolina· Processed and managed collateral files· Ran monthly auditing reports for collateral accounting· Collaborated with IT to help integrate collateral files into the main software application· Conferred with title agents and brokers to get packages out and HUDs reviews· Printed closing packages and reconciled HUDs· Audited post-closing docs and ordered wires -
Administrator/Post CloserCoastal Mortgage 2003 - 2004Charlotte, North Carolina· Compiled information to run reports in Excel, including pivot tables· Reconciled first payments and payment advices for funding loans· Promoted from Secondary Desk to Accounting to Mandatory Desk· Audited, funded, and shipped loans to various lenders in accordance with lending department
Sara Mertes Skills
Mortgage Lending
Mortgage Banking
Loans
Banking
Credit Analysis
Credit
Underwriting
Retail Banking
Consumer Lending
Customer Service
Refinance
Fha
Funding
Loan Origination
Residential Mortgages
Risk Management
Salesforce.com
Salesforce
Microsoft Office
Lexisnexis
Lexisnexis Bridger
Quality Assurance
Sara Mertes Education Details
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Restaurant/Food Services Management
Frequently Asked Questions about Sara Mertes
What is Sara Mertes's role at the current company?
Sara Mertes's current role is Funder at Cardinal Financial Company, Limited Partnership.
What is Sara Mertes's email address?
Sara Mertes's email address is sara.mertes@53.com
What schools did Sara Mertes attend?
Sara Mertes attended Central Piedmont Community College.
What skills is Sara Mertes known for?
Sara Mertes has skills like Mortgage Lending, Mortgage Banking, Loans, Banking, Credit Analysis, Credit, Underwriting, Retail Banking, Consumer Lending, Customer Service, Refinance, Fha.
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