Sarika Patel Email & Phone Number

London, GB

London, England, United Kingdom

• Financial Analysis: Identify cost-saving opportunities through analysis of sales and purchase data, preparing reports on discrepancies.
• Process Improvement: Collaborate with management to enhance operational efficiency, providing data-driven recommendations.
• Credit Recovery: Managing the recovery of funds from clients receiving stock on credit, ensuring timely payments and maintaining cash flow.
• Supply Chain Management: Oversee stock management for FMCG products, ensuring optimal… Show more
• Supply Chain Management: Oversee stock management for FMCG products, ensuring optimal inventory levels.
• Team Leadership: Train teams on data systems and insights utilization to achieve business objectives.

London, England, United Kingdom

• Conducted competitor analysis and market research, enhancing understanding of strategic decision-making and the influence of external factors on business operations within the tech sector.
• Analysed financial data using SQL and Power BI, providing insights that informed strategic initiatives.
• Collaborated with cross-functional teams to present findings clearly, improving decision-making processes.
• Developed skills in real-world data analysis, preparing for future challenges in… Show more
• Developed skills in real-world data analysis, preparing for future challenges in business analysis. Show less

Ahmedabad, India

• Conducted detailed credit analysis using KYC, financial statements, and cash flow reviews.
• Oversaw a portfolio of 70+ SME clients, supervising a team of 8+ Relationship Managers and processing 15-18 applications monthly (loan range: $0.5–$5M USD).
• Supported risk analysis and monitored financial covenants to maintain portfolio compliance and mitigate risks.
• Achieved an average of 80% accuracy in credit control.
• Prepared Credit Appraisal Memos (CAM), credit proposals, and MI… Show more
• Prepared Credit Appraisal Memos (CAM), credit proposals, and MI reports for loan decision support.

Ahmedabad, India

• Credit Analysis and Risk Management: Reviewed 100+ credit applications monthly (personal, mortgage, business) with a default rate under 6%. Conducted thorough assessments, including KYC checks and credit-risk ratings.
• Client Engagement: Conducted 80+ site visits monthly, approving 60% of applications and resolving 3-5 inquiries daily to ensure high customer satisfaction.
• Portfolio Management: Managed a $4.5 million loan portfolio with 90% compliance. Reduced turnaround time from T+2 to… Show more
• Portfolio Management: Managed a $4.5 million loan portfolio with 90% compliance. Reduced turnaround time from T+2 to T+1 days.
• Collections Oversight: Led collection for accounts transitioning to 30-60 days delinquency, implementing strategic initiatives that improved recovery rates and minimized losses.
• Leadership: Managed 20+ employees across two branches, boosting productivity by 15% during staffing shortages. Trained four credit personnel for improved efficiency.

India

• Build and maintained strong relationships with clients, understood their financial needs, and provided personalized credit solutions.
• Assessed the creditworthiness of clients by analyzing their financial statements, credit reports, and other relevant information.
• Monitored and managed an assigned portfolio of client accounts, ensuring timely repayments, adherence to credit terms, and proactive identification of potential risks.

Gandhinagar

Campaign Collaboration and Oversight: Collaborated on and supervised 10+ marketing campaigns promoting government programs. Additionally, managed advertisement campaigns across indoor and outdoor media platforms, including social media channels.RTI Request Handling: Efficiently managed and processed over 10+ Right to Information (RTI) requests within tight.

India

• Analysed market data to determine potential areas for growth and identify new business opportunities.
• Collaborate with the marketing team and other departments to develop comprehensive marketing strategies aligned with the company's goals.
• Monitored and analysed the performance of digital marketing campaigns and adjust strategies as needed.
• Identified and engage with potential clients to expand the customer base.
• Assisted in the development of sales… Show more
• Assisted in the development of sales presentations and proposals. Show less

Master Of Science - Ms, Fintech With Business Analytics, Distinction

•Completed modules in Banking Technology, Financial Markets and Institutions, Business Analytics, Computational methods for Finance.

Master Of Business Administration (M.B.A.), Maketing, Distinction

•Conducted comprehensive financial feasibility analysis for Radio City, market survey on gift vouchers, and industrial visit report for.

Project Management

I have completed Google project management course from coursera and gained insights into Agile methodologies, project lifecycles, risk.

Bachelor Of Business Administration - Bba, A

Activities and Societies: •Academic Excellence: Received the Meritorious Student Award for two consecutive years, earning distinction for.