A seasoned Banker with 7 years of experience in the field of Credit, Operations, and Customer relations. A tech enthusiast who believes in creating products and solutions using technology to solve problems. I have a deep understanding of the Indian banking industry in particular and the consumer market in general. I have built small tech products customized to the requirements of educational institutes.

Branch Operations & Internal Control: Managed daily branch operations and ensured adherenceto internal control procedures.Payment, Settlement & Reconciliation: Oversaw the payment process, ensuring timelysettlements and accurate fund reconciliation.Credit Analysis & Lending: Led lending activities for retail and SME clients, managing a ₹600million portfolio and performing thorough credit evaluations.Financial & Balance Sheet Analysis: Conducted financial assessments and balance sheetreviews to support informed lending decisions.KYC & AML Compliance: Ensured compliance with KYC and AML regulations by CDD and EDD for onboarding new Individuals and Legal Entities like companies and partnership firms.Client Management: Engaged directly with clients, handling their inquiries and providing tailoredfinancial solutions, fostering strong client relationships.

As a Bank Manager at Canara Bank, I excelled in developing strong public relations and providing valuable financial products to clients. With a customer-centric approach, I successfully built and maintained relationships with clients, understanding their financial needs and offering tailored solutions. As a trusted advisor, I guided clients through the available financial products and services, ensuring their financial goals were met. Through effective communication and a deep understanding of the banking industry, I fostered a positive image of Canara Bank, establishing a reputation for excellent customer service and reliability.

Sarthak NishantBusiness Development & Sales Negotiator | Digital Marketing | Software IndustryI am dedicated to driving business growth and building strong client relationships through my expertise in business development, sales negotiation, and digital marketing. Passionate about the tech industry and adept at leveraging my communication skills and in-depth knowledge of the digital marketing and software sectors to drive successful client engagements and close deals. Currently excelling as a Business Development and Sales Negotiator at Nexus Bees, where I have consistently demonstrated my ability to understand client needs and effectively communicate the value proposition of our products and services.Key Highlights:Business Development and Sales Success: Proven track record of taking meetings and closing deals with clients, leveraging my strong communication skills and comprehensive understanding of the digital marketing and software industries. I excel in showcasing how our offerings can meet clients' specific needs and drive their business growth.Software Development Project Leadership: Successfully led two software development projects, including the creation of a Learning Management System for an Edutech client and a CRM for a UK-based client. These experiences have not only expanded my skill set but also deepened my understanding of the software industry as a whole.Advantageous Understanding: My comprehensive knowledge of tools and the software industry provides a competitive advantage in closing deals for Nexus Bees. I possess a deep understanding of market trends, emerging technologies, and industry best practices, enabling me to effectively communicate the benefits and features of our products to clients.

In his role as a Credit Officer at Syndicate Bank, I played a critical role in managing credit-related operations. With a strong focus on risk assessment and analysis, I evaluated the creditworthiness of individuals and businesses by carefully reviewing financial records, credit histories, and repayment capabilities. With exceptional attention to detail in examining loan applications, conducting thorough financial analyses, and making well-informed decisions regarding credit approvals and terms. His deep understanding of lending policies and regulations, coupled with his analytical skills, enabled him to effectively mitigate risks while meeting the financial needs of clients. As a Credit Officer at Syndicate Bank, I contributed significantly to the growth and success of the organization by maintaining a well-balanced portfolio and upholding responsible lending practices.