With over 10 years at Barclays, I am a seasoned Credit Risk Manager, adept at evaluating and managing credit risks associated with lending activities. My expertise lies in developing and implementing robust credit risk management policies and procedures, assessing the creditworthiness of borrowers, and monitoring credit risk exposure.In my current role, I leverage my strong analytical and problem-solving skills to enhance risk management strategies. Additionally, I have provided invaluable support as a Collections Strategy Analyst, focusing on credit card risk analytics and data analysis.Previously, as an Assistant Manager and Senior Research Analyst, I supported the UK Onshore Originations team with deal development, creating pitchbooks, conducting in-depth company and industry research, and providing strategic insights through PESTLE, SWOT, and financial analyses. My work directly contributed to driving new business activities and fostering growth.I bring a wealth of experience in using various market and industry research databases such as Factiva, Thomson, OneSource, Mintel, Capital IQ, and Fame. My technical skills encompass SQL, SAS, data analysis, and project management, all of which have been instrumental in optimizing processes and improving operational efficiency.With a background in retail banking, I possess critical thinking, professional communication, and teamwork skills. I am Six Sigma Green Belt certified, and committed to delivering high-quality work with a focus on continuous improvement and professional development