Dynamic Multi Talented Professional with 14+ years of rich project / program management, business analytical & solutions skills in Retail loans origination and transaction processing systems. Expertise in analysis of retail loan systems to mitigate risk and anticipate/manage change in a rapidly evolving global business environment. Adept in analysing information system needs, evaluating end-user requirements, custom designing solutions, system implementation and change management. Excels in development of system interfaces, technical and functional specifications documentation. Demonstrating a proven track record of planning and executing project plans and programmes, ensuring that work is carried out in accordance with the companies procedures and clients satisfaction. A strategic planner with insightful experience at driving new process enhancement initiatives, re-designing systems & implementing new projects to achieve project objectives. Excels in facilitating and coordinating with multi-cultural stakeholders and leading team members during implementation of complex development projects.