1. Risk Assessment and Analysis: o Proficient in evaluating complex financial data to determine risk levels and make informed underwriting decisions. o Conduct thorough risk assessments, including creditworthiness, market trends, and industry analysis.2. Policy Implementation: o Implemented underwriting guidelines and policies that effectively balanced risk and profitability. o Collaborated with cross-functional teams to refine underwriting criteria and adapt to changing market conditions. o Monitored and adjusted policies within the portfolio to maintain compliance and meet business objectives.3. Financial Analysis: o Utilized financial guidelines and data analysis to assess the financial stability of individuals and businesses. o Evaluated income statements, Signed trading accounts and financial statements to make informed underwriting decisions.4. Regulatory Compliance: o Ensured adherence to all government & industry regulations and compliance standards in underwriting processes. o Kept up-to-date with changes in laws and regulations affecting underwriting practices.5. Customer Relations: o Cultivated strong relationships with advisors and brokers to enhance business development and retention. o Provided excellent customer service by addressing inquiries, concerns, and providing guidance on policy options.6. Team Collaboration: o Collaborated with underwriting teams to share insights, best practices, and foster a collaborative work environment. o Mentored junior underwriters and provided training on underwriting principles and guidelines.7. Performance Metrics: o Consistently met or exceeded underwriting targets for profitability, growth, and customer satisfaction. o Implemented data-driven strategies to improve underwriting and effectiveness.

• Develop requirements and standards (e.g. packaging & delivery)• Discover the most cost-effective shipping modes and schedules• Help foster trusting relationships with vendors and team members• Evaluate vendor operations (freight forwarders) according to quality standards• Collaborate with IT professionals to implement effective systems• Track KPIs and report on performance in the freight forwarding sector.

• Handled Operations for Trends Division in Chennai region ( COCO & FOFO ) - 12 outlets.• Collaborated with business development, marketing, and product departments on the creation of competitive proposals.• Handled team of 23 directly reporting members and their subordinates for daily smooth operations• Handled cash management on employee expenses, outlet stock requirement, tracking BOM vs sale.• Responsible for newly launched service drive, marketing activities, and public reach.• Sales Management - Monitoring daily/weekly/monthly sales in 'Trends in Vogue' outlets• Involves in Brand Marketing for customer acquisition & brand awareness.• Tracking the daily sales and operations of outlets and putting them on track.• Performs audit on stock, sales, hygiene parameters on a weekly and monthly basis.• Responsible for the seasonal business drive, target alignment, business presentation, Promo & Offer framing, marketing drive.

• Generating and converting leads from MNCs like Reliance, TCS, Accenture.• Handles corporate and customer queries on priority• Active engagement in business promotions and generate revenue to the bank.• Ensuring the proper KYC collected and verified as per banking norms.• Cross Selling the financial products including Credit cards, Loans etc.• Guiding the customers to choose the right product including savings account, credit cards & loans.• Coordinating the team and actively engaging them in business entities.• Tracking the floating revenue to the bank

Normally, everyone would think Free Software is software that is available free of cost. But that's not true. When we use the word freedom, we use it in the sense of free as in free speech or freedom. A Free Software will have 4 freedoms.The freedom to run the program, for any purpose (freedom 0).The freedom to study how the program works, and adapt it to your needs (freedom 1). Access to the source code is a precondition for this.The freedom to redistribute copies so you can help your neighbor (freedom 2).The freedom to improve the program, and release your improvements to the public, so that the whole community benefits (freedom 3). Access to the source code is a precondition for this.Simply out, Free software is any software that gives users the freedom to run, copy, distribute, study, change and improve the software. It is based on the simple idea that anyone who buys/downloads the software becomes its owner in the true sense of the word.

Marketing intern for the product JustPlaceOrder.