Satvik Sharma Email & Phone Number

New York, New York, United States

San Diego, California, United States

Risk Analytics & Compliance● Perform comparative file reviews and analyze $6.5Bn loan portfolio, including SFR (mortgages), IPL (commercial real estate), Auto, Warehouse, and Unsecured loans, to monitor credit underwriting, pricing and evaluate fee structures, resulting in a better assessment of residual risk● Interpret loan agreements and create comprehensive quarterly reports to ensure compliance with Fair Lending rules● Analyze grant proposals >$350k using Excel, SQL &… Show more Risk Analytics & Compliance● Perform comparative file reviews and analyze $6.5Bn loan portfolio, including SFR (mortgages), IPL (commercial real estate), Auto, Warehouse, and Unsecured loans, to monitor credit underwriting, pricing and evaluate fee structures, resulting in a better assessment of residual risk● Interpret loan agreements and create comprehensive quarterly reports to ensure compliance with Fair Lending rules● Analyze grant proposals >$350k using Excel, SQL & SharePoint to assess the bank’s commitment to meeting community borrower credit needs in accordance with Banking Community Reinvestment (CRA) regulatory practices● Utilize Excel, and CRA Wiz to run Fair Lending Regressions, assess creditworthiness, and perform statistical Tests of hypothesis to identify differences between applicants with protected characteristics and control groups● Perform geographic Redlining Lending Analysis using geographic data to ensure equitable lending in the bank's assessment areas and the broader market● Validated Machine Learning credit models provided by third parties, to assess if models included discriminatory biases in the training data and model outputs● Communicated exceptions and data validity errors to the applicable business unit for review and resolution. Engage business unit managers to develop policies, procedures, and processes that ensure timely and accurate data collection, reporting and remediations Show less

Irvine, California, United States

● Educated 20+ clients in different college coursework, specializing in Economics, Finance, Calculus and Accounting● Taught students about relevant financial software, including Excel, Stata, R, and Structured Query Language(SQL)● Focused curriculum on financial ratios, valuation techniques, financial accounting, forecasting, and regulations through real-world case studies, resulting in an average student performance improvement of 8% in coursework grades

San Diego, California, United States

● Utilized R Programming language to build 8 predictive models to forecast household wealth in the US in terms of feature variables, allowing for a comprehensive assessment of economic indicators, demographic factors, and market dynamics ● Created Ridge Regression, Lasso Regression, Stepwise, and Spline-Based models to assess the most relevant predictors● Applied cross-validation techniques to reduce errors in findings and confirm statistically significant feature variables●… Show more ● Utilized R Programming language to build 8 predictive models to forecast household wealth in the US in terms of feature variables, allowing for a comprehensive assessment of economic indicators, demographic factors, and market dynamics ● Created Ridge Regression, Lasso Regression, Stepwise, and Spline-Based models to assess the most relevant predictors● Applied cross-validation techniques to reduce errors in findings and confirm statistically significant feature variables● Mastered advanced predictive modeling techniques in R, leveraging diverse datasets to forecast household wealth and validate statistically significant feature variables, while effectively presenting findings to research professors Show less

Irvine, California, United States

● Mastered techniques in RNA extraction and radio oncology using centrifuges and advanced imaging tools (LINAC)