Satyadev Kumar Email & Phone Number

Having 3 years of experience at Banking credit risk and responsible for organizing and analyzing data to help inform business decisions. Adept at collaborating with cross-functional teams to drive data-driven solutions that optimize credit risk management. Proficient in programming languages such as SAS and SQL and experienced in working with industry-leading data analytics tools.

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  Data Analyst

  Molars Technologies Pvt. Ltd.

  Jul 2021 - Present - Pune, Maharashtra, India

  Reporting: Design end to end data processing and mappings from multiple source files to create analytical DataMarts. Automate the process using SAS and SQL level base and advanced DBMS programming. Analyze thebusiness needs and produce various automated MIS reports acrossbusiness verticals and support quick TAT ad-hoc analysis and BAU reports from master filesAccount Origination Reports •Access loan application data and map it to customer master, bureau master, macroeconomics data, internal behaviour data towards gathering risk associate parameters and help business to identify unsecured loan portfolio level business insights to access risk underlying to approval process. •Manage daily, weekly, and monthly business snapshots on account origination reporting on # of Application received, approved, booked, cancelled, and declines rate. Account Performance Reports •Prepare periodic performance for each portfolio level number of active customer base and their balances, Risk weighted assets, Delinquency by (#) and ($) group by (0-29,30-59,60-90,90+, CO), new origination and new balance, average loan per account from history to current, roll rate analysis for current to x and x+2, prepare good vs bad rate customer •Segment credit card customer based on usage and revenue to track their performance over time. timely trigger the behavior and work on customer retention strategy for Credit Card Portfolio loss rate calculation by accounts and dollars. Create collection strategy for delinquent account avoid accounts moving into Charge off bucket •Design data model on account performance to prepare report on delinquent vs non-delinquent account and further classify the delinquency by buckets and the customer move by roll rate analysis and loss rate calculation by accounts and dollars. Create collection strategy for delinquent account avoid accounts moving into Charge off bucket

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  Ranchi University, Ranchi

  First Class