Satyam Agrawal

Satyam Agrawal Email and Phone Number

Managing Director, Global Head of BaaS, SME and Analytics @ CredAble
Sydney, NSW, AU
Satyam Agrawal's Location
Singapore, Singapore
Satyam Agrawal's Contact Details

Satyam Agrawal work email

Satyam Agrawal personal email

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About Satyam Agrawal

Seasoned Professional with a confluence of experience in Banking, Digital Platforms and SMEs; Entrepreneurial with expertise in Setting up and scaling Businesses; Launched Digital Lending and Digital Propositions for SME Segment across multiple markets; Delivered financial services in a personalized and contextual way to SMEs leveraging Platforms; Pioneered the approach of ‘Before Banking’ for Banks to win the SME Segment with Ecosystems; Deep Knowledge of Asia, Middle East, and Africa region. 1. A Thought leader in SME Banking, Digital Lending, Digital Partnerships, SME Platforms & Ecosystems, Trade Finance and Supply Chain focused on:a) Driving the Business growth of SMEs through Digitization as over 80% of SMEs in the Asia Pacific region believe Digital Technology will improve their overall business performance. b) Value Added Services by Banks to SMEs by orchestrating a SME Ecosystem to be at the forefront of digitization and growth of SMEs. c) Digitization of Financial Services to SMEs including Embedded Finance and Connected Banking with the objective of making Banking more accessible, intuitive, and invisible to SMEsd) Improved Access to Finance to SMEs leveraging the power of Digital, Data and Ecosystems. 2. A hands-on business leader with strong track record of delivering P&L & Balance Sheet Growth; with a proven expertise in setting up a new business and with the ability to attract and lead high performance teams.3. Over 2 decades of rich and diverse experience in senior leadership roles with two reputed Global Banks and now a promising Digital Platform in the SME Space.4. Worked in 6 different countries with either a direct accountability or an oversight of over 25 countries across the Asia Pacific, Middle East, and the Africa region. 5. Extensive knowledge of working with varied players in the SME Digital Ecosystem in the Asia Pacific region. Currently working with over 100 Organisations including Banks, DFIs, Regulators, Consulting Firms, FinTechs, E-Commerce Platforms, Payments Companies, Logistics Provider, etc. 6. Implemented Digital Propositions and Digital Lending including Strategic Partnerships with leading Platforms, Ecosystems & Data Providers for the SME Segment.7. Ability to attract and lead multi-country high performance teams to deliver strategic business priorities and growth ambitions.8. Adaptive to a diverse social & cultural environment. A Diversity Ally and a Sustainability Leader.

Satyam Agrawal's Current Company Details
CredAble

Credable

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Managing Director, Global Head of BaaS, SME and Analytics
Sydney, NSW, AU
Website:
credable.in
Employees:
240
Satyam Agrawal Work Experience Details
  • Credable
    Managing Director, Global Head Of Baas, Sme And Analytics
    Credable
    Sydney, Nsw, Au
  • Credable
    Managing Director, International Business
    Credable Aug 2022 - Present
    Mumbai, Maharashtra, In
    Leading the international expansion of CredAble with our Banking as a Service (BaaS) offering: A White-Labelled Platform for Financial Institutions to unlock the opportunities in Working Capital Financing. CredAble is a FinTech focused on solving the Working Capital Financing challenges of SMEs & Enterprise Ecosystems. We enable this with our fully white-labelled ‘Banking as a Service (BaaS)’ offering to leading Banks to power them with (i) A Digital Supply Chain Financing Platform for the Bank to run anchor led financing programs; (ii) A Digital Financing Platform for the Bank to offer SMEs with Trade and Working Capital Financing Products along with growth tools on Payments and Cash Management; (iii) An Embedded Finance Platform for the Bank to run digital lending programs participating in external Platforms or Ecosystems where SMEs are sellers of Customers on the PlatformWe are the largest Working Capital Financing Platform in India. Within 5 years, we have partnered with over 100 Corporates, 30+ FIs; onboarded >300k SMEs and currently disburse over USD 400m every month on the Platform.
  • Globallinker
    President Asean & Global Head, Financial Services
    Globallinker Jul 2020 - Aug 2022
    Mumbai, Maharashtra, In
    Pioneering a completely new concept of "Before Banking" at GlobalLinker. Most Banks inherently see Financial Services as the core need of SMEs with everything else as ‘Beyond Banking’; with our Platform we are partnering with Banks to take a completely different approach to ‘Digitally Empower’ SMEs first with capabilities that matter the most to SMEs before offering any Banking Product to them. Be there as the 'Bank of Choice' as and when SMEs need Banking.As part of the leadership team at GlobalLinker, I am leading the expansion of GlobalLinker Platform in a number of new markets in Asia, Middle East and Africa. Leading the creation of SME Ecosystem by bringing a number of new Banks & Organisations in Multiple Geographies to participate in the Platform. Forged and led strategic partnerships for the growth of the Platform with Organisations like Mastercard, Microsoft, etc. ‘GlobalLinker’ is an award winning Business Enablement Platform powering the Digital Commerce for SMEs. We enable SMEs to ‘Get Digitized’ (E-Commerce Webstore); ‘Get Connected’ (Networking) and ‘Get Partner Solutions’ (3rd Party Offers on Preferential Terms). With ‘GlobalLinker’, leading Organisations can quickly Co-Brand and Create a SME Ecosystem for the Organisation to offer a broad range of services SMEs need, including their core products (e.g. Banking) in a Single Integrated Platform. Prominent Organizations like Mastercard, HSBC, ICICI Bank, Union Bank of Philippines, Siam Commercial Bank have created a Co-Branded SME Ecosystem and enabled a growing community of over 350k SMEs from >150 countries who have made >1.4 million business connections, opened >10K stores, listed >200k Products and availed over 50+ partner offers at a preferential rate.
  • Hsbc
    Managing Director & Regional Head Of Retail Business Banking - Asia Pacific
    Hsbc Feb 2016 - Jul 2020
    London, Gb
    Launched completely new Business Segment ‘Retail Business Banking (RBB)’ in 4 countries in Asia hiring over 300 people. Within its 3rd year since launch, this segment has grown manifolds on customer acquisitions, with over USD 500m of Deposits Balances, USD 100m of Assets contributing to Consumer Banking’s growth strategy. 2. Shaped the strategy and proposition for Retail Business Banking globally and launched a new brand ‘HSBC Fusion’ in Asia. HSBC was awarded Best Bank for SME by Euro Money for the year 2019. 3. Led innovative programs at HSBC for the Asian Markets on Digital On-boarding and Digital Lending including Strategic Partnership with leading Platforms like Amazon, Flipkart, PingAn OneConnect, GlobalLinker, etc.4. Member of HSBC Consumer Banking Executive Committee & Risk Committee for Asia Pacific and Business Banking Management Committee globally.
  • Standard Chartered Bank
    Global Head - Business Banking Products
    Standard Chartered Bank Apr 2014 - Feb 2016
    London, England, Gb
    Responsible for driving the global product agenda for all offerings (trade, lending and cash management) to SMEs in more than 20 countries. 1. Led the design and delivery of a new proposition called Business Working Capital (simple criteria-based approach to offer trade & Working Capital facilities to SMEs for limits up to USD 2m) across 10 markets which is now a key growth engine for Business Banking with assets over USD 1b globally2. Revive Asset momentum post Mortgage crisis in 2010 at SCB globally with Asset footings of over USD 20b across 20 markets.
  • Standard Chartered Bank
    Global Head Of Asset Products - Sme Banking
    Standard Chartered Bank Oct 2010 - Mar 2014
    London, England, Gb
    Responsible for Reviving the Asset momentum post Mortgage crisis in 2010 at SCB globally with Asset footings of over USD 20b across 20 markets. Revived growth of SCB’s flagship term loan product (Business Instalment Loan) to Small Businesses (asset growth of around 30% in 2011 and 25% in 2012 on an asset base of USD 3b, a turnaround from negative growth in 2010).
  • Standard Chartered Bank
    Country Head Of Sme Risk
    Standard Chartered Bank Apr 2008 - Oct 2010
    London, England, Gb
    Responsible for managing the Risk of a large SME Portfolio of around USD 5b at SC First Bank South Korea during the Mortgage crisis in 2008. Held delegation authorities to approve programs up to USD 300m and discretionary lending authorities to approve transactions up to USD 1m.Reshaped SME Portfolio towards segments aligned with the SME Strategy and Risk Appetite (through right pricing, setting portfolio shape targets, managing frontline delegations) generating healthy Risk Adjusted Returns on Assets (over 5% for Unsecured Portfolio and 1% of Secured Assets)
  • Standard Chartered Bank
    Senior Manager - Credit Risk
    Standard Chartered Bank Aug 2006 - Mar 2008
    London, England, Gb
    I set up the MIS and Analytical Capabilities in Risk globally when SME Lending started at SCB
  • Mashreq Bank
    Manager - Analytics
    Mashreq Bank Jan 2003 - Jul 2006
    Dubai, Uae, Ae
    Was part of the Risk Analytics team of the consumer baning division. My key responsibilities included - Building of Application and Behaviour Scorecards for all consumer lending products of the Bank- Implementation of scorecards across the various systems of the Bank and creating awareness among the various user groups on the applications of a risk scorecard- Integration of scorecards with the existing policies of the Bank- Monitoring the validity of the scorecards on a periodic basisPrior to this, I was managing the entire Risk MIS for the consumer bank
  • Polaris Software Lab
    Business Consultant - Risk & Treasury Practice
    Polaris Software Lab Apr 2001 - Dec 2002

Satyam Agrawal Skills

Sme Banking Small Business Product Development Profit And Loss Management Credit Risk Banking Management Analytics Financial Risk Mis Portfolio Management Financial Modeling Retail Banking Credit Analysis Derivatives Balanced Scorecard Credit Operational Risk Management Capital Markets Basel Ii Loans Risk Analytics Fixed Income Product Management Cash Management Trade Finance Product Launch Business Strategy

Satyam Agrawal Education Details

  • Imd
    Imd
    Organizational Leadership
  • London Business School
    London Business School
    Organizational Leadership
  • Global Association Of Risk Professionals
    Global Association Of Risk Professionals
    Financial Risk Management
  • Icfai
    Icfai
    Finance
  • Goa Institute Of Management (Gim)
    Goa Institute Of Management (Gim)
    Finance And Financial Management Services

Frequently Asked Questions about Satyam Agrawal

What company does Satyam Agrawal work for?

Satyam Agrawal works for Credable

What is Satyam Agrawal's role at the current company?

Satyam Agrawal's current role is Managing Director, Global Head of BaaS, SME and Analytics.

What is Satyam Agrawal's email address?

Satyam Agrawal's email address is sa****@****o.co.in

What schools did Satyam Agrawal attend?

Satyam Agrawal attended Imd, London Business School, Global Association Of Risk Professionals, Icfai, Goa Institute Of Management (Gim).

What are some of Satyam Agrawal's interests?

Satyam Agrawal has interest in Environment, Health.

What skills is Satyam Agrawal known for?

Satyam Agrawal has skills like Sme Banking, Small Business, Product Development, Profit And Loss Management, Credit Risk, Banking, Management, Analytics, Financial Risk, Mis, Portfolio Management, Financial Modeling.

Who are Satyam Agrawal's colleagues?

Satyam Agrawal's colleagues are Gautam S., Karan Khanna, Aamir Shaikh, Monish Kotian, Yash Saxena, Rukshad Vandrewala, Meghna Ravishankar.

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