Saurav Ranjan Email and Phone Number

- Currently working as Commercial Manager - Monitoring project cash flows & CTC MIS in International projects.- Handling non fund based facilities like LC, BG and it's implications in financial & export transactions.- Maintaining active bank compliance for Project Exports namely furnishing DPX forms and Annexures time to time.- Controlling the finance arrangements & monitoring Export Projects with deferred credit terms.- Settling Export transactions and compliances with Authorised Dealer Bank in case of exports.- Generating management reports and monitoring books in ORACLE ERP for export projects.

 Proposals for Debt Resolution  Experience in assisting in Debt Resolution Proposals formulation through OTS/ARC Route for NPA’s with SBI Bank being lead bank in consortium lending.  Worked on primary models forecasting repayments and cash-flows for debt resolution.  Representing the company in Joint Lender’s Meeting/Consortium Meetings held for discussion on Debt Resolution Proposals and future courses of action.  Investor Alignment  Have worked on assignments/documentations for due diligence by Investor’s team (Phoenix ARC)  Agency for Specialized Monitoring (ASM) Audit  Monthly Preparation and classification of data for ASM Audit with scrutiny of Draft Reports by ASM before submission to Banks.

 Management of Working Capital Banking Facilities of the organization involving activities in relation to its arrangement, renewal and enhancement from banks and planning for its optimum utilization as per the organizational needs. Decision making with respect to application of trade finance instruments like LC, BG, SBLC, Transferable LC/Credit under various running projects. Have Expertise in handing domestic & international transactions involving LC,BG,SBLC, Transferable LC/Credit implication. Comprehensive Project Management involving budgeting, cash flows, financial planning, negotiation of customer & vendor payment terms for its crystallization and constructing agreements for its signoff with customers and vendors for financial Risk Mitigation & cost controls. Preparation of Various Management Reports like Sales MIS having in depth comparisons with organizational plan, Debtors & Creditors Report with ageing, making internal projections etc. Management of Project Accounts, Taxation, Payments and Billing. Scrutiny of Tender Documents, Purchase Orders, Contracts & Agreements and other Terms & Conditions in relation to a project for Financial Risk Mitigation.Achievements Introducing the Concept of SBLC/Transferable LC - Credit for Sanction of Banking Limits in foreign subsidiary and consecutively closing the discussions with ICICI Bank & Hsbc Singapore for Sanction in the subsidiary for utilization thereof.  Getting fresh sanctions from SCB, Kotak Mahindra, ICICI, Indusind Bank, HSBC, HDFC, Deutsche Bank, IDFC on collaterals as property/Fixed Deposits/Bonds and facilitating or takeover of banking limits from OBC and shifting it to Yes Bank in a span of 1 year.Key Customers Handled Bharat Electronics Limited, BSNL, Hitachi Micro Clinic, Himachal Futuristic Communications Limited, Presto Infosolutions.Key Vendors Handled Schneider Electric, Ingram micro,Redington India, IValue Infosolutions, Checkpoint, Polycom India, Iris Computers, Techdata.

Experience Complete Management of Company Accounts. TDS, Service Tax, PF and Income Tax Compliance. Management of all banking relationships. Management of Bank Guarantees issuances and MIS. Maintaining company MIS for Sales, P&L and Cashflow. Preparation of Company Financials.Key Customers Handled Indian Railways and Bihar State Power Holding Company Limited.

Experience Exposure and valuable experience (as key member of the team) on Statutory, Internal and Tax Audits, Internal Checks and Controls and preparation of Audit Reports. Working in SAP Accounts Payable and various other accounting software like Zoho Books, Quick books etc. Consultancy in Taxation and Accounting to various clients. Preparation of various returns in the areas of Income Tax, Indirect Tax, Provident Fund Scheme etc. Visiting various Govt. Departments like Income Tax, Indirect Tax, Provident Fund Scheme, Import-Export for client related meets regarding registration and various compliance issues. Communication with banks, Clients, Departments for all routine related and other important business.Key Clients Handled Logic Fruit Technologies, Techahead Corp, Smart Technologies, Mentor Graphics, Brickred Technologies (earlier known as 3 Pillar Globals).