Sayed Aboelela Email & Phone Number

Al Ain

• To manage and enhance the existing commercial portfolio and solicit acceptable new relationships in order to meet the pre-set financial non-financial objectives.• Establish new borrowing relationships for Business Banking (SME), preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share.• Spread and analyses financial statements, preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal• Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels..• Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, periodical client visits call reports. • Be fully aware of the entire product range of RAKBANK PB products, tariff of charges, processes, compliance and Audit related requirements.• Liaise with various departments within the bank and resolve customer queries and problems.• Intimating and updating customers on information / instructions / requirements as per current process.• Comply with the Staff Code of Conduct at all times to ensure a positive image of the Bank is presented to all customers both internal and external.• Identify and recommend improvements to procedures and processes to improve process and service levels.• Provide specialist information, guidance and advice to customers through the delivery of excellent customer service to resolve customer queries and achieve customer satisfaction.• Regularly review customer portfolio to identify potential sales/business opportunities.

Abu Dhabi

• Acquiring new to bank business and manage the existing customer relationship for Emirates NBD Bank under SME Banking / business banking pan UAE • Dealing with the companies which is having minimum turnover 1 million $ and maximum 10 million $ per annum to give facility or cash loan • Understand the Customer business and requirement...• Doing the BCA (business credit application) then forwarding it to the RM.• Managing a team of 6 sales executive and meeting all sales targets through them.• Completing all the required documents then submitting the complete file to the RM.• Co-ordinate with the RM to get the case approved from credit department.• Co-ordinate with the RM and CRC department (credit risk control) to get the BFL (business facility letter) for the customers.• Support all the new joining people and train them for the policy, products and selling skillsCompany: Standard Chartered Bank. Abu Dhabi .UAEFeb 2007 to Jan 2010Job Title: senior Sales officer (Multiproduct)• Selling credit card, PL, payroll solution& Business installment loans to new customer.• Achieving or exceeding assigned sales targets, quotas and service performance sold.• Maintaining complete and detailed knowledge of all assigned products.• Cross sell other SCB consumer bank products where relevant and possible.• Comply with Sales Management process and improve penetration in assigned market areas/segment.• Submit accurate and complete application documents as per the process.Company: CITI BANK (EGYPT) From (10/2005) To (2/2007)Job title: senior sales• Presenting financial products (credit cards, personal loans) to clients using procedures and techniques • Ensure delivering of correctly filled application together with all necessary documents• Continuously generating prospect customer list to be fed into the system.• Work hard on achieving all given business targets by direct manager

Bachelor’S Degree, Accounting And Finance, Good

Accounting And Finance