Credit Administration Officer
Current• Ensure Credit compliance• Review and analysis of loan documents• Monitor and control collateral securities• Ensure credit disbursement is made in accordance with credit approval • Ensure that accurate data input is made in the system• Carry out credit analysis and requests on customers.• Interpret documentation to make appropriate decisions.• Recommend loan approvals or denials as well as limits.• Monitor daily credit operations and mentor junior officers.• Continually update regulatory and banking knowledge through training.• Determined rate locks issuance of disclosures and overage underage and fee waivers.• Analyzed client assets to assess whether loans should be granted.• Coordinated loan closings and entire application process.• Updated branch loan policies in computer system.• Completed detailed financial analysis of individuals and companies.• Educated customers on the variety of loan products and available credit options.• Assisted senior-level credit officers with complex loan applications.• Performed daily maintenance of the loan applicant database.