Payouts Network's industry leading intelligent platform enables businesses to dynamically manage their capital through real-time issuance of disbursements using existing financial accounts and payment credentials. Payouts Network eliminates the need for businesses to disperse cash, issue gift cards, write checks, or issue paper vouchers to deliver compensation to customers and employees. Specific accomplishments include:- Launched the loyalty platform supporting over 1,000 financial institutions.- Recruited and mentored the product, engineering and compliance teams. - Achieved PCI-DSS Level 1 Service Provider compliance four consecutive years.- Designed and implemented end-to-end payment AML/fraud mitigation and compliance controls.- Implemented IT governance and agile scrum processes.- Supported multiple sponsor bank implementations.- Completed Visa Direct and Mastercard Send API integration for OCT payments.- Implemented platform architecture changes to enable increased transaction volumes, bank reconciliation, and external integrations.

QuickVault, Inc.'s forensic cloud-based platform discovers, classifies, and protects sensitive information. - Co-founded company in 2004.- Directed the company's product, engineering, and intellectual property initiatives from launch through Series A.- Granted multiple patents in various areas of data security.- Launched and piloted the solution within multiple healthcare & HIT companies.https://www.quickvault.com/

- Managed day-to-day regulatory compliance for the money-transmission products and services.

- Implemented the Reg E, CFPB PrePaid Rule within the Money Network.

- Developed, launched and piloted the myDQ mobile app.- Implemented agile scrum process across engineering teams.- Developed and managed portfolio of patents.- Established regulatory compliance program for Payment Card Industry (PCI).- Implemented automated AML compliance in accordance with FinCEN requirements.- Member, Board of Directors Risk Committee

Launched and operated the first contactless mobile payment product in North America. - Educated the market with regard to the SK C&C mobile payment solution. - Established the PMO and Service Delivery organizations. - Established and maintained a secure PCI and GVCP compliant data center. - Negotiated service agreements with managed service providers. - Achieved first MasterCard US, OTA Perso Bureau GVCP certification for a mobile commerce solution.Launched and operated the first Dunkin Brands mobile application.

- Completed IT strategy projects for Dove Consulting's payment industry clients.- Company acquired by Hitachi Consulting.

- Developed and launched the first online, single-point-of-entry merchant on-boarding system for a major US acquiring processor.- Implemented change management processes and technology at a major US credit card issuing processor.

Completed strategic IT planning for Global Concepts' Financial Services Clients.Company acquired by McKinsey & Company.