As a Financial Empowerment Specialist with Tabor Community Services, we focus on helping those in our greater Lancaster, PA community improve their financial situation through budget, expense, debt and goal setting management by providing education, resources and even financial assistance with an end goal of Financial Empowerment including homeownership.

I help my customers discover solutions to understand their various options to promote retirement planning, protect asset growth and to establish a strategic estate plan. Strategies involve extensive use of annuities, long term care, life and hybrid insurance products.I work with individuals, business owners, financial advisers, CPA's, lawyers and property casualty agents looking to establish a viable sales strategy for themselves and their clients / employees.I also provide various sized business owners with relevant supplemental insurance solutions for their employees by using consultative, tailored sale approach. We fill in the inherent gaps that are in every employee benefit package. There is no cost to the employer to sponsor these insurance products unlike regular group benefits.

• Ownership of Customer Experiences and Associate Well-Being as relates to Store’s “Clean, Fast and Friendly” achievements.• Oversee all Hardline Departments (Automotive, Motor Oil, Sports, Hardware, Paint, Lawn & Garden, Seasonal & Horticulture) results and staff management with three Department Heads as direct reports.• Sales results (Since Graduating from Academy in October 2018) exceed $865,000 and index .39% better than overall Store Results. Lawn & Garden & Seasonal are over $298,000 in sales, up 9.57% from the prior year.• Manage Inventory via multiple methods of merchandise presentation by holding Department Managers and staff associates accountable for area stocking management, being “On-Process” with Section Work, Top Stock, Zoning and back room binning & capping efforts.• Assist Store Manager with daily management tasks including but not limited to Walmart’s “One Best Way” in the Cold Food Chain, Customer Surveys including Letters to President (referred to our Store), Deposits to and Cash Replenishments from Bank, Scheduling Staff Hours, Finalizing Truck Delivery Inventory, Validating Merchandise Price Changes, Perpetual Inventory Management such as Shrink, On-Hand Changes, Verifying High Ticket Valued items and Finalizing (Accepting) into Inventory daily truck deliveries, Departmental Keys, Emergency Protocol Officer as situations warrant (i.e. Missing Child), Interviewer for Customer and Associate Incidents and Accidents, Exercise judgment involving customer relations at customer service desk and temporary Store Manager if scheduling results in being sole Salaried Manager in store.• Development and Deployment of “Store Within A Store” and “Store in the Community” strategic marketing efforts.• Certified by the National Registry of Food Safety Professionals as Food Safety Manager (Sep 2018).

Scot works with business clients, their brokers and helps train new representatives. He is accountable for the sales, marketing, enrollment and operational aspects of Colonial Life's relationships with his team's client's based in Pennsylvania, New Jersey and Delaware.We help businesses address the rising cost of healthcare related benefits. We can expand the employee benefit portfolio for no direct cost to the business. In fact, based upon design and employee choices, we increase the business profits while making for happier employees. If you would like to learn more, please call Scot at 717-553-5070.Core Benefits Options for Groups:AccidentDentalDisabilityHospital Confinement (medical gap/bridge)Critical IllnessCancerTerm Life (Term, Universal, Whole)Section 125 pre-taxing of BenefitsValue Add On Services for Businesses and BrokersFor eight years now, we’ve been voted the carrier who works best with brokers in the annual Benefits Selling Magazine Readers’ Choice Awards. Since 2006, Colonial Life has won 42 First Place Awards. Our nearest competitors combined have only been awarded two first place awards in the same time frame.

Worksite Sales for Life and Supplemental Health and Accident Products.Full service role from marketing, consultation, policy sales, customer service and claim services.

• Responsible for the Profit & Loss Revenue from the sales of Property & Casualty, Life, Supplemental Medical and Accident Insurance products to mortgage portfolio and point of sale customers through over 1,500 Loan Officers nationally.• Manage Carrier and TPA Relationships.Established Commercial Lines Insurance programs for Vacant Property and for Builder's Risk for internal divisions underwritten by Travelers and Zurich respectively.• Implemented automated solutions to offer Homeowner Insurance, Credit Card and Bi-Saver Mortgage Acceleration products during the point of sale time frame.

Profit & Loss responsibility for marketing AIG products to client customers or members utilizing multiple distribution channels.Created and engaged private label branding campaign strategies for Property Casualty and Life & Accident Products using Mortgage Origination, Call Transfer, Employee Referral, Dealership Origination, Internet, Space Ad, Statement Insert & Messaging as well as Direct Mail Distribution Channels.Profitably manage over $45,000,000 of in-force premium volume delivering a gross loss ratio of 59% as of December 2001 generating a profit of $2,250,000.Responsible for annual marketing revenue and expense budgets.Oversee and authorize advertising agency activities including creative, production, data processing and personalization shop while implementing demographic overlay and algorithm modeling and selection strategies for improved targeted direct response marketing.

New Account Acquisition Primary responsibilities for selling multi line insurance products to affinity organizations including those in a newly created alumni association marketing strategy.Negotiation skills used to establish marketing, sponsor and agency agreements with clients, including compensation.Identified and implemented a non-standard property casualty joint venture with Progressive Insurance Company.Active participant in PIMA conventions and meetings.