-Evaluate cedingcompany submissions on complex renewal and new business-Prepare and analyze exposure and experience rating data,catastrophe modeling data, financial statistics of cedingcompanies, and EMC experience with the broker and client-Performs marketing duties by serving as a relationshipmanager with both domestic and international prospectiveclients-Collaborates on performing rigorous pricing analyses andcontract language review on key accounts-Reviews and negotiates contracts, agreements, andaddendums associated with each treaty file-Initiates, organizes, and completes projects to increaseunderwriting efficiency

• Lead a team of underwriters responsible for underwriting development, controllership, and strategy for Specialty insurance operations.• Set audit priorities for the organization.• Approve all guidelines, and letters of authority.• Final referral level.• Established new structure for Home Office to align individual underwriters with key program.• Established a management framework for sharing of information across business units, and shared services functions.

• Audit team lead, and team participant• Referral underwriting responsibility for Healthcare Professional Program, and Fuel Haulers Distribution Program, General Liability• Form and Guideline development for Multi-Line package product• Management of underwriting vendor relationships, including loss control and premium audit• Subject matter expert on compliance and underwriting issues• Coordinated summer intern, including final performance review, and written review.

• Underwriting individual account submissions for auto dealerships, auto service operations • Start-up program for tow truck operators• Establish and foster agent relationships

NOTE: Employers Reinsurance Corporation was acquired by Swiss Re• Responsible for management of the non-automotive casualty portfolio for the Programs segment. • Approval authority in programs evaluation and development. • Second tier transaction referral within the company for significant limits and premiums. • Developed new products for existing programs, providing creative solutions to client needs while protecting Swiss Re interests. • Expanded responsibility for coverage forms for additional business segments within Swiss Re.• Assumed lead role for the relationship with a Managing General Underwriting Agent responsible for the distribution and administration of a $50 million program book of business• Contributed to Large Loss Team discussions, evaluating strategy, coverage and reserving for individual, significant claims• Reviewed and acted upon underwriting alerts specific to individual accounts

• Designated subject matter expert for Casualty lines of business• Leader of cross-functional product development teams, tasked to evaluate and implement new products and program opportunities, and build a successful client relationship • Opportunities were reviewed for profitability, fit within the company, and future potential. • Primary responsibility in drafting guidelines and coverage forms, addressing exposures unique to the industry niche, and the controls necessary for management of the program. • Key member of due diligence and underwriting audits teams. • Lead role in establishing underwriting specs and processes in a new automated rate and issuance system.• Served on the Insurance Services Office (ISO) General Liability Advisory Panel, and PCI General Liability committee ensuring that the company’s needs and issues were represented with these industry groups. • Board nominated as an Underwriting Officer

• Contributed to the development of a new Compliance department, building processes around product filings.• Established new relationships with Society of State Filers, Insurance Services Office (ISO), and state regulators, as the company expanded in to new, admitted property and casualty package products. • Learned and implemented a new filings software management system, rolling it out to others in the department, and serving on the vendor User Group. • Worked to turn challenging relationships with state regulators and internal underwriters into strong partnerships to achieving our goals. • Received praise from important clients regarding newly introduced communications, and fast turnaround on filings.• Promoted to Compliance Specialist – January 1997 with increased responsibilities, as follows: o Team leader for casualty products within the compliance department. o Participated on Product Development Teams for new opportunities and enhancements to existing products. o Influenced decisions on product design, crafting language and rate approaches for package P&C, excess and professional products. o Increased contact with external clients, negotiating coverage forms and rating, with an eye toward quick regulatory approval, without compromising the needs of the client, and ultimate insured. o Led a Black Belt Certified Quality project, developing the first digital repository for forms and rate documents in the company, providing a significant solution to the filings and Underwriting/product development processes.

• Reconciled and booked complex and varied treaty bordereaux. • Researched and resolved historical billing discrepancies and payments. • Gained credibility with brokers necessary to persuasively resolve disputes.

• Sold accounts and services, winning new customers, and fostering existing customer relationships. • Originated and underwrote consumer loans, including auto, mortgage and equity loans.