Finance, sales and operational business consulting for businesses of all types – service, manufacturing, retail & wholesale.

Commercial Lender. Responsible for underwriting financing facilities of all types of industries including manufacturing, service and commercial/residential real estate. Responsible for performing thorough balance sheet and income statement analysis to identify cash flow trends. Highly proficient at analyzing cash flow trends and corporate efficiency metrics. Negotiated and structured facilities with appropriate decision maker at bank client's organization. Generated monthly & quarterly management reports assessing value of Bank's troubled assets.

Commercial Lender. Responsible for complete underwriting of potential credit relationships. Assessed balance sheet and income statement quality and trends to determine overall corporate health. Helped develop standardization of underwriting process for all lenders.

Primary responsibilities included finance department oversight - 3 employees - and strategic planning. Performed detailed valuation analysis on corporate acquisition targets while providing detailed monthly & quarterly financial reports for CEO and venture capital partners. Solicited funding for and managed the closing of two rounds of venture capital totaling $5 million.

Primary duties included management of firm finances and maintenance of regulatory good standing with the Securities and Exchange Commission. Performed financial analysis and fair market value calculations on equities as part of selection process for portfolio inclusion. Oversaw generation of monthly and quarterly financial reports for both management and clients.