Scott Germann Email & Phone Number

Hinesville, Ga.

Badcock furniture has been around for over 100 years. They sell just about anything you can imagine. I am responsible for all account receivables, payments, taking bad accounts to court, home visits, and even selling.

A Lehman Brother's company, an Industry leader in wholesale lending annual sales $19 B; Cleared underwriting conditions and coordinated closing with borrower, realtor, and sellers; maintained client realtor, builder, and lender relationships. Analyzed client credit worthiness to fit loan programs and matrixes. Bonded by the Securities Exchange Commission. Solely responsible for developing the entire South Carolina Low Country from ground zero. Increased sales from $300K to over $3M by gaining 135 new bank and broker accounts.Prepared 20-30 loan packages monthly, averaging $3 -$4M in sales.Closed/wrote $36M annually, consistently 6% over company quota.Trained clients on obtaining live pricing from company portal.

Nationwide wholesale lender specializing in sub prime loan programs, $2 B annually.; Developed and maintained relationships with 35 key national and local accounts, with sales of $1.2M per month. 15% increase in account penetration. Worked with company principals to evaluate potential growth, new business development.Maintained account base of 35, with revenue growth from $100K to $1.2M dollars monthly. Personal visit to 5 offices daily for presentations and product training. Set-up and worked 4 yearly industry trade shows with several thousand attendees.

Retail mortgage broker extending 23 lender portfolios in 3 statesMortgage BankerCoordinated and motivated multiple teams of underwriters, closers, and funders for borrower, realtor, and lender which resulted in precision on time closings for all parties.$7M in annual closings. Originated 5 - 12 loans monthly, prepared good faith estimates, credit analysis and appraisal review. Developed and implemented company and personal marketing plan.Instituted new use of owner referral program increasing productivity by 10%. Integrated new lending programs with promotional flyers and blast faxes.Increased market share in Latino community through educational media coverage.