CFO of privately owned Home Warranty Provider

Startup personal lines (Homeowners, PPA) Reciprocal Insurance Company exclusively for emergency services personnel and their families in Florida. Responsible for preparation of consolidated financial results to the Board of Directors and outside investors, development, implementation and maintenance of accounting policies, regulatory filing of financial data and tax returns. Oversight of the company’s investment portfolio. Worked with investors and investment banks to conduct a capital raise throughout 2013. Project culminated with the 100% acquisition by White Mountains Group in January 2014.

Delos was owned by Private Equity firms. This position is a direct report to the CEO and an active member of the company's executive staff participating in ongoing strategic planning and due diligence on potential acquisitions and business partners. Responsible for preparation of periodic consolidated financial results to the Board of Directors, development, implementation and maintenance of accounting policies and filing of all financial data with regulatory authorities. Oversight of federal, state and local tax returns, premium taxes and assessments. Primary point of contact for external Auditors, State Examiners, Tax and Investment advisors. Preparation of annual operating and expense budgets including ongoing analysis and reporting. Ensure that the Company adheres to current GAAP and STAT reporting requirements and SOX compliance.Accomplishments: Performed numerous due diligences on potential acquisitions including ultimate merger partner.Helped consummate and manage a joint venture as a minority shareholder in a surplus lines broker with a business partner.Formed Surplus Lines Insurance Company and obtained licenses in 40+ states.Successfully negotiated a 45% reduction to the company's annual audit resulting in an annual savings of approx $0.5mCompleted State examination by DE Insurance department with no findings, comments or recommendations.Coordinated two IRS audits with no findings or changes to company's income tax and excise tax returnsManaged the transition to a new investment advisor including negotiation of the management and accounting fees resulting in a savings for the company. Re-staffed and trained the Corporate and Investment accounting and Premium Tax functions.Helped recruit staff to internal audit department and implement a SOX documentation function.

Originally hired to consolidate the accounting functions of several newly acquired insurance companies and brokers and transfer STAT reporting for several companies from parent. During this fast growth stage of Everest's direct business I was asked to take on progressively more challenging positions including developing an audit and due diligence program for oversight of the company's Third Party Administrators (TPAs) and culminating with overall responsibility for all financial reporting. The last position included supervision of a staff of 14. Oversight of the direct bill and collection function for an in-force book of $200m. Departmental GAAPS for U.S. Insurance operation segment of Everest Re Group. STAT reporting across three legal entities. Oversight of expense unit and claim check processing. Budget and planning, both operational and expense, for US Insurance operations. Developed and maintained SOX compliance procedures and documentation. Audits of PAs, TPAs and branch offices as well as due diligence on potential acquisitions and business partners Accomplishments:Developed an oversight and audit function for company's TPAsAccounting representative on project team that performed due diligence , selected and implemented claims system for in-house claims processingHelped develop and maintain a direct bill function for company's acquired brokers and new field offices.Integrated three acquired companies into existing accounting workflows and systems.Accounting coordinator for the establishment of a new branch as a contingency plan to a failed acquisition of a business partner. Field office wrote an $80m book of Workers Comp and CMP within 12 months.Successfully developed and implemented a SOX compliance function and trained a staff of three to maintain. SOX documentation function was later modified to also include documentation of workflows for other operational areas to help establish other business controls.

* Supervised a staff of 12 including two accounts payable departments (claims and operating), investment accounting, reinsurance accounting, unit statistical reporting and cash control.* Prepared quarterly and annual statutory statements including all supplementary filings.* Annual preparation of AM Best SRQ and monitoring RBC model.* Prepared cash flow, budget and expense analysis reports.* Calculated profit sharing and incentive agreement for all agents and brokers.* Prepared parent and subsidiary federal income tax returns

Supervised a staff of 12 including two accounts payable departments (claims and operating), investment accounting, reinsurance accounting, unit statistical reporting and cash control.Prepared quarterly and annual statutory statements including all supplementary filings.Tracked state and regulatory filing requirements.Prepared cash flow, budget and expense analysis reports.Calculated profit sharing and incentive agreement for all agents and brokers.Prepared parent and subsidiary federal income tax returns.

Maintained operating general ledger including monthly closings, account analysis, accruals and reconciliations.Recorded payroll and monitored all transactions with parent company.Prepared quarterly and annual financial statements, prepared quarterly reports to syndicate members and monitored positions of them.Prepared various quarterly and annual reports for parent company's statutory reporting requirements.Budget preparation and ongoing analysis.Monitored positions with companies in liquidation.Prepared historical and statistical reports for actuarial department.Calculated and maintained letters of credit for foreign companies.

Prepared and filed quarterly and annual statutory financial statements for three insurance subsidiaries.Prepared internal financial statements for non-insurance subsidiaries. Prepared various supplementary schedules and reports relating to the quarterly and annual statement filings.Maintained amortization schedules for leasehold improvements.Performed various monthly account reconciliations.