SR. PRODUCT MANAGER / COMMERCIAL LINES UNDERWRITING & SALES LEADERA proven Property & Casualty executive with a history of success in commercial lines product management, underwriting, claims, consultative sales, and strategic leadership. Renowned as a trusted business partner with a strong ability to adapt to the evolving needs of carriers. I thrive as a strategic business leader, leveraging deep analytical, actuarial, and underwriting expertise to enhance P&L performance, achieve favorable expense ratios, and meet product margin objectives.My leadership experience spans both national carriers and InsureTech (SaaS) providers, where I’ve applied my product development, actuarial, and underwriting skills. I specialize in pinpointing challenges, capitalizing on opportunities, and guiding cross-functional teams toward consensus on critical decisions. My strategic initiatives consistently align with carrier goals, enhancing market segmentation, products, and pricing to stand out in competitive environments.Demonstrated Skills:Product Management with P&L AccountabilityStrategic Planning & Industry InsightsProject ManagementExpertise in Underwriting & Claims OperationsActuarial Analysis and Rate StrategyStrategic Analytical Problem-SolvingConsulting & Sales LeadershipCollaborative Team LeadershipStrong Written & Verbal Communication