Reporting to CEO. Responsible for all finance & reporting activities including: SEC Reporting, Financing, Negotiation of Contracts, Mergers, Legal, HR, Corporate Governance. Calpian is a global payments company with major operations in Atlanta and Mumbai India. MOMT's shares in its Indian subsidiary were illegally transferred after the company was approved for uplisting to NASDAQ. Suit was filed in the London Court of International Arbitration. No fault settlement was approved by shareholders and filed with the SEC April 13, 2020

Reporting to CEO. Responsible for all finance & reporting activities including: Financing, Negotiation, Purchase and Integration of TAG from Alcatel Lucent, Outsourcing Center from Everest, and Telwares from JP Morgan Chase. Manage - Controller & Accounting Staff / Legal / Human Resources and IT. Albridge is an international consulting company with client’s sales from $2B to $10B, which has negotiated more than $100B in contracts for clients. Following these acquisitions the company’s enterprise value increased resulting in an acquisition by a major private equity fund.

Reporting to CEO. Responsible for all finance & reporting activities including: Financing, Negotiation, Purchase and Integration of CCV Software ($18M Revenue) and Academic Superstore ($50M Revenue). Financing - $4M four year term fixed rate. $2.25M four year fixed rate term. $4M various subordinated promissory notes. $9M secured vendor credit. $1M bank line. Managed - Controller & Accounting Staff / Legal / Human Resources. Journey is a $150M e-tailer in the education space. Following these acquisitions the company’s enterprise value increased 5 fold resulting in the subsequent acquisition by Digital River (NASDAQ: DRIV).

Chief Financial Officer; Corporate SecretaryReporting to CEO. Responsible for all finance & reporting activities including: Financing – Series A: $13M / Series B: $11M / Series C: $10M / Series D: $5M / Series E: $5MFinancial Stmts – ’01 Ernst & Young; ’02 / ’03 – ‘06 Deloitte & Touche (all clean opinions)SEC Reports: S-1, 10-K, 10-Q, 8-K and the annual report. Managed – Controller & Accounting Staff / Legal / Human Resources. ARESCOM is a $135M Broadband Equipment Manufacturing & Service Company

Chief Financial Officer, Senior Vice President & Corporate SecretaryReporting to CEO. Responsible for all finance & reporting activities including: Financing – Series A: $15M / $5M Working Capital Line Financial Stmts – ’01 Deloitte & Touche (clean opinion) SEC Reports: S-1, 10-K, 10-Q, 8-K and the annual report. Managed – Controller & Accounting Staff / Legal / Human Resources. Endymion Systems, Inc. is a $40M professional services e-builder

Reporting to President. Responsible for all financial activities including: financing & treasury activities, planning and reporting, financial statement analysis, internal controls, inventory control, external compliance, human resources, domestic operations and systems. For this $50 million watch manufacturer, Mr. Arey arranged a $15 million credit facility, a $25 million private placement, wrote the company’s ESOP, and arranged the first ever license from Timex for the company to produce its pocket watches. Two year clean opinions PricewaterhouseCoopers.

Vice President & CFO, International Trade Banking Division / VP CFO Commercial BankingReporting to Executive Vice President. Responsible for all planning and reporting, financial statement analysis, internal controls, external regulatory compliance, SEC Reports S-1, 10-K, 10-Q, 8-K and annual report as well as supporting systems. Part of the management team responsible for more than $25 billion in Letters of Credit, $350 million in revenue, and 20 million international payments per year. Financial responsibility for the international activities of 35 international branches as well as operations centers in London and Hong Kong and annual report and supporting systems for 29 regional commercial banking offices in California. Part of the management team responsible for more than $8.5 billion in commercial loans and $3.5 billion in commercial deposits.

Staff Accountant, Audit DepartmentAudits included Citibank, Royal Insurance, The Equitable, Irving Trust (now The Bank of New York) and various other financial institutions, insurance companies and other corporations.