Scott Sprenger Email & Phone Number

Sioux Falls, South Dakota, United States

• Managed and grew a portfolio consisting of SBA, CRE, C&I, and business lines of credit.• Originated, reviewed, and administered customer loan proposals illustrating sound judgement of the customer risk profile.• Responsible for soliciting, negotiating, underwriting, and coordinating the closing of commercial loans adhering to bank lending policies and procedures.• Actively monitored credit files performance ensuring proper risk coding and collection of financial information.• Developed trusted-advisor relationships with customers and supported business growth by referring customers to internal partners for deposits, insurance, wealth management, and/or residential mortgage services.

• Supported the management and growth of the location presidents portfolio.• Prepared annual loan reviews by evaluating the borrowers’ financial condition, operating trends, and cash flows.• Collected and reviewed customer financial information and collateral reports ensuring quality and accuracy.• Prepared credit write-ups and financial spreads in accordance with bank credit policies and procedures.• Presented loan credit write-ups to loan committees and provided knowledgeable, well-articulated responses to their questions so that they could make well-informed approval decisions.

• Utilized strong understanding of bank credit policy to prepare credit write-ups with financial spreads in accordance with bank credit policies and procedures under the direction of the loan officer.• Responsible for intake and review of customer financial information ensuring quality and accuracy.• Actively engaged in customer sales calls with their lender to answer credit-specific questions.

• Supported credit analysts by providing accurate financial spreads used for credit write-ups.• Prepared credit write-ups up with financial spreads in accordance with bank credit policies and procedures under the direction of the loan officer.

• Worked closely with lenders ensuring smooth loan closings through loan document preparation ensuring all applicable information is collected in both pre- and post-loan closing.

• Responsible for answering phones, facilitating new customer service representative employee training, and handling customer deposits, cash withdrawals, change orders, and account troubleshooting.

Edina, Minnesota

Model room technician responsible for pouring dental models, adding pins and stone bases, trimming dies, articulation of models, and opaquing of metal copings.

Bachelor’S Degree, Biology, General

Activities and Societies: Student Ambassador for the Australian study abroad program.Biological Lab Practices -Proficient with light.

Education record

I studied abroad during the fall of 2011 through the College of Saint Benedict Saint John's University study abroad program.

Education record

I took classes during the spring semesters of 2014 and 2015. Dental shadowing experience: Dr. Kenneth Windschitl; Dr. Adam Beers, Beers.