Worked as consultant to the new President/CEO for six months as a transition period.

Managed daily operations of location with 62 staff. Created and initiated programs and business strategies. Led all activities while serving members and encouraging and coaching team members to reach goals. Formed and maintained partnerships with NCUA, Naval Air Station Key West, additional local businesses, and government agencies to uncover new business opportunities.Key Contributions:• Oversaw institution’s post-recession reversal during regulatory and financial distress. • Avoided liquidation by developing and executing capital restoration plan.• Delivered new main office facility within budget and in 96 days.• Promoted company and increased business as representative with community organizations.• Helped become first credit union to survive conservatorship in Southeast. • Reached set objectives on approved capital restoration plan and annual budget.• Named Credit Union of Year for two consecutive years by National Association of Federal Credit Unions and League of Southeast Credit Unions in 2018. • Selected as Credit Union of the Year/Most Profitable in Florida in 2017.• Cited by Board of Directors and regulatory agency for doubling net worth, loans, assets, and members in 2017.• Achieved double-digit growth in lending and new members in 2016, 2017, and 2018.• Presented at NAFCU Conferences on Efficiency and Expense Reduction and Real Estate Lending, 2016 and 2017.

Produced and presented budget recommendations to board members and guaranteed compliance with board policies and procedures. Enhanced deposit and loan portfolio performance by initiating operational assessments, introducing effective strategies, and deploying appropriate measures. Reviewed monthly financial and statistical documents to determine operational and budget status and engage preventative risk measures. Supervised 14 personnel. Key Contributions:• Reduced overall expenses by 52% to help credit union survive during financial crisis.• Resolved financial issues and secured new main office location and cost decreases.

Devised analysis method increasing accuracy of credit pricing and executing early charge-offs. Secured approval from National Credit Union Administration, Fair Issac, and independent audit firm confirming tool. Raised market shares by completing forecasts, establishing budget based on loan product offerings, and studying deposits to achieve key CAMEL goals. Key Contributions:• Improved income by promoting $430K value of worth on sale of credit card portfolio while reducing additional credit risk exposures.• Introduced initiative to increase penetration into real estate market expanding portfolio by more than 400% in 4 years.• Reached set objectives on approved capital restoration plan and annual budget.