I started MD Financial Services in 1993 which is a leading provider of Disability Insurance, Life Insurance, and Tax Advantaged Retirement Solutions. One of our strengths is Own Specialty Disability Insurance for Physicians where the contracts will not reduce benefit payments at claim time based on you going into a secondary occupation or specialty. We excel at being the lowest cost provider for term life insurance. Finally our team establishes Tax Advantaged Retirement plan - Virtually everyone has a retirement plan where they are tax deducting at todays tax rates to then pull out income at retirement (probably at higher tax rates) to live on. Think about it....about 1/2 of your retirement account belongs to the Government. There are solutions to this situation! Call me at 713-966-3932 or visit our web site - www.mdfinancialservices.com for more information.Securities and investment advisory services are offered solely through Ameritas Investment Corp. (AIC). Member www.finra.org and www.sipc.org. AIC and M.D. Financial Services are not affiliated. Additional products and services may be available through M.D. Financial Services that are not offered through AIC. Securities products are limited to residents of TX, CO, MI, MN, OK, and WI.This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your Registered Representative. Read it carefully before you invest or send money. A Representative from M.D. Financial Services will contact you to provide requested information.Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation. Information posted to this site by 3rd parties or links to 3rd party sites are not created nor endorsed by AIC or its representatives. Their information is deemed to be from reliable sources; however their content cannot be guaranteed.