Scott Proper Email & Phone Number

Charlotte, North Carolina, US

I focus on serving Not-for-Profit and Government Organizations. As relationship manager, I am the primary contact for all of Truist's products and services for my clients.

Hingham, Massachusetts, US

Focused on providing mortgage debt on class-A commercial and class-A multifamily residential real estate in the Washington, DC metro area, and on assisting organizations with their deposit needs. Typical loans varied in size from about $2 million to $40 million.

Denver, Colorado, US

• Managed and responsible for overall operation and profitability of ANB Bank's presence in Downtown Grand Junction.
• Grew loan portfolio by 50%, exceeded net income target by $1 million in 2018.
• Was awarded Western Region 2018 branch of the year award.
• Grew loan portfolio by 30%, deposits by 6%, and materially exceeded profitability target year-to-date in 2019.

• Led the finance department for Cordillera, a 9,000-acre development and homeowners’ association with 650 homes.
• Managed the Board of Directors’ finance committee and presented monthly on forecasts and variance analysis.
• Managed annual budget and improved projections and benchmarking of key metrics through establishing regular reforecasting meetings.
• Reorganized the finance department with new operational procedures, reporting structures, and banking products.
• Represented the community in bond refunding processes and solicitation of a new $50MM tax-exempt bond.

Avon, Colorado, US

• Managed, supervised, and trained a team of three accountants for the VVF, a prominent community non-profit organization.
• Reviewed and restructured VVF’s financial statements to improve communication on financial matters to stakeholders.
• Chose and implemented new software to improve budgeting and financial forecasting processes.
• Led annual audit and income tax filing preparation.

Charlotte, NC, US

• Underwrote, issued, and managed loans for a portfolio of high-profile, not-for-profit clients with up to $100M in outstanding credit.
• Built relationships with client executives to understand financial and credit needs and provide appropriate solutions.
• Reviewed financial statements for covenant compliance and monitored performance relative to key financial indicators.
• Underwrote and issued a $40 million loan to major insurance conglomerate, facilitating their launch a new life insurance product.
• Led lending to DC-area charter schools and community development organizations.KEY ACHIEVEMENTS:○ Grew portfolio by 12% annually with no past-due loans or losses.

• Founded and raised $10 million for this distressed real estate investment fund.
• Developed financial models and facilitated capital markets presentations for a large real estate investment firm.
• Performed financial analyses, created debt and equity solicitation proposals, and procured financing for tax-incentivized projects for a boutique investment banking firm.

• Hired as a Loan Officer and Assistant VP for the Edwards Branch when Millennium had one branch. Expanded the bank’s presence, selecting a location in Vail and managing the opening of the new branch in 2005 prior to.
• Managed the opening of the Vail branch, including construction and buildout, recruiting, hiring, training, and building a customer base.
• Built and maintained exceptional relationships with clients, including customer satisfaction and portfolio performance.
• Led a team of eight in all banking operations, sales, and customer service.
• Created curriculum and facilitated financial analysis courses for junior lenders and analysts.KEY ACHIEVEMENTS:○ Established the bank’s presence in the Vail market and achieved profitability within timeline.○ Led the.

Managed the bank's Edwards, CO branch and a $50 million loan portfolio.

Kansas City, MO, US

Completed bank's financial analyst training program.

B.A., German Studies, Philosophy

Banking