Data driven analytics application to industry verticals. Outcome driven to improve ROI's. Providing proper planning, leadership consulting with documentation and training for managing people and processes in successful cultures of change. Our applications interface Merchant Card solutions with inventory and process management to improve ROI in a changing environment without reliance on upgrades.Integrated business solutions provider with AI applied to inventory management, sales, shrinkage, payroll, best practices for Merchant Services.B2B SAAS. Full integration with SEC requirements and beyond with 24/7 security features. Application of AI to Customer Loyalty programs and internal cost controls.Acquired FULLHOUSE POS software for integration with WIC, EBT, SNAP, Visa, Blackhawk Gift Cards and numerous other payment services. Future application to Restaurants, QSR, Pharmacy/HME, Minimarts, Gas Stations, most Retail operations

Orchestrate overall operations to communicate and provide efficient business, marketing, and regulatory insight to HMO's and medical equipment providers across independent, partnership, and M&A situations. capitalized on my leadership and guidance skills for executing overall uninsured and under insured dependents as well as impaired citizens ineligible for government assistance. I superintend the entire activities for determining non-profit organization providing consulting and ombudsman services for medical service providers, insurers, and consumers, aimed at raising awareness of specific health care needs and public cost controls. I have supported overall communications for developing and implementing strategic solutions throughout the company. My major contributions are:• Formalized and introduced Chariots of Charity program for disabled children and indigent adults.• Transformed cost centers into profit centers with new sales referrals valued at $50k+/ month per location by designing and executing Medical Mobility Recycle/ Repurposing program for medical device providers.• Ensured regulatory compliance by determining conflicting regulatory issues inhibiting care providers, early fraud detection and options for compliance.• Achieved +30% profit increase per year through determining strategic solutions during implementation of tighter restrictions by major government backed insurer payers on equipment purchase by shifting funding from purchase to rental/ refurbished.• Deployed in-depth understanding and invested in reverse engineering products which resulted in significant cost-efficient solutions.• Gained 20-70% off costs realizing +40% savings over OEM delivered costs. • Consultant for private industry in regulatory affairs (Title 42 U.S.C. & CA Title 22); identifying conflicting regulatory issues inhibiting health care providers; exploring options for compliance and large complex medical billing data (EHR) for trends and fraud analysis.

Assist executive management in informed decision making by leading data mining.Independent Executive Management Consulting Services for clients operating in California. Special projects of notable interest include:State, County & Local Elections Consultant;For non-partisan races only. Analyze issues, funding sources, and supporters of side issues. Compare and contrast public image versus private concerns of invested parties. Measure strengths of moving parties versus resistances (based on proposed images for issues). Act as negotiator of disparaged parties on opposing sides of issues. Developed strategic funding plans for community projects bringing in stacked matching funds with governmental partners and intergovernmental cost shifting. (Every elected official likes being a hero!) Sr. Business Research Director - Consultant [Executive Development];1) Privately consult Corporations & Professionals in business planning, protection, operations and business culture management. 2) Identify barriers to success and change them into opportunities for growth. 3) In-house operations and marketing consultant for privately held business incubators. 4) Research and present analysis on federal, state and county health care laws and regulations as they pertain to government health care programs and contracted HMO's. Present analysis to organization members for consideration and application.Sr. Research Director, Venture Capital Contracts,1) Contract Project: Research and present analysis on federal, state securities laws and regulations as they pertain to personal guarantees, contracts, lien placement, collection and liquidation in the United States and judgment enforcement on foreign assets of US concerns. Present analysis to counsel for consideration and application in current and pending litigation.2) In-house operations and marketing consultant for privately held business incubator.

STRATEGIC OPERATIONS AND IMPLEMENTATION HEALTHCARE INDUSTRY EXPERT

Founded a non-profit organization providing consulting & ombudsman services for medical service providers, insurers & consumers and to raise awareness of specific health care needs and public cost controls.Consulting and providing business, marketing and regulatory insight to HMO’s, Labs and Medical Equipment providers in independent, partnership and M&A situations. Facilitating communications to establish solutions. Consultant on projects with for-profit partners in mergers & acquisitions providing regulatory insight. Identify conflicting regulatory issues inhibiting care providers, early fraud detection and options for compliance.

Confidential consultant in Science and Technology for Croll Associates LLC affiliate company (Opening India, Inc.;Business development & Affiliated Venture Investment Advisors promoting market expansion opportunities between US and India.Responsibilities included extensive highly professional influencing and contributing to programs, policies, and the methods of provide professional services needed to set policies, to meet the mission of the corporation. Exercised technical and professional skills required at C-level.Drafted multiple business plans for private equity firms intending to expand to or from India. Provided business analytics including market and revenue analysis & legal research for clients and potential clients. Reported to Presidents of North American and Indian Operations as independent consultant. Privately held Business Incubator Development Consulting firm. Business development for Associated Venture Investment Advisers group promoting market expansion opportunities between US and India. Acted as a defacto business incubator manager: Drafted multiple business development & marketing plans for private equity firms intending to expand to or from India, Provided United States market and revenue analysis for clients and potential clients, Formulated timely RFP responses for numerous health, education and telecom projects requested by India. Gained valuable insight into dealing with Indian government officials & managing cultural differences. Consultant and Adviser assisting businesses analyze opportunities to expand operations into the Indian subcontinent. Opening India was a technology business incubator and the gateway to business in India and south east Asia.

Confidential consultant in Science and Engineering for Croll Associates LLC affiliate company (AVIA Power Partners, Inc.,);Created business plan, private equity and IPO documentation for Green-Energy Company in developmental stage for SEC & regulatory compliance as subcontractor and independent contractor.. Developed budgets, 10K 10Q and P&L for 10-year projections with and without subsidies. Interfaced with intermediaries, documented, trained, directed and instilling confidence in venture investment stakeholders.Privately held utility focused on deregulated US and undeserved foreign markets.Co-created business marketing plan, private equity and pre-IPO documentation for Green-Energy Company in developmental stage for SEC & regulatory compliance.Avía Power Partners, Inc is a Green-Energy Company partnering with natural gas and electrical energy producers to sell energy services and products in deregulated states and countries where renewable energy production makes economical end environmental sense. Remain as a consultant until 2012 when unit sold to Texas concern.

President & CEO of closely held corporation.Responsibilities included extensive highly professional influencing and contributing to programs, policies, and the methods of provide professional services needed to set policies, to meet the mission of the corporation. Exercised technical and professional skills required at C-level.Directed marketing, sales, service and maintenance of contracted care facility & end-users medical devices. Represented corporate interests in federal and state examinations, general corporate governance and management relating to medical devices, Medi-Medi cost avoidance, coordination of benefits & “pay and chase” of third party liability claims.Successful M & A negotiations resulting in three acquisitions and a merger. Directly managed a professional group of six executives and fifty people in multiple locations. Increased revenue in excess of 90% per annum for ten year period. Implemented state and federal agreements to service indigent clients. Financed government receivables by converting debt to equity and reduced Days Outstanding by 40-day average.Successfully represented corporate interests in commercial dealings, federal and state examinations, general corporate governance, specializing in medical corporate management relating to medical devices, asset protection & third party liability claims.Identified IT requirements. Implemented collocation IT infrastructure. Identified and implemented data security rules & training per ever changing federal HIPAA regulations. Designed IT policy, procedures, reports & audits. Performed database structural change requirements, training, remote and networked equipment updates. Created employee Training & Retention programs, Implemented ADA, Diversity and Anti-Discrimination Guidance for HR, employee orientation & corporations. Designed and developed numerous Policy & Procedure compliance programs for regulatory guidelines from multi-departmental state and federal regulatory agencies.

Medical Supply Start-Up Company. Establish Major Account suppliers, banking relations, ficticious name filings, department of corporations filings, initial meeting of incorporation, initial meeting of interim-officers - served as Corporate Secretary during initial pre-filing period, election of officers, federal and state licensing for Medicare and Medicaid, initial budgeting projections, key personnel search with duty statements & job descriptions. Established medical justification documentation requirements for medical devices per diagnosis (in collaboration with Albert Cook, Sue Hussey and Rory Cooper, then from CSUS Rehab Engineering) Established major requirements for continuing operations and foundation for multi-location growth in nich market. Company was later acquired by Assistive Technology Group, Chicago, Ill. as ATG-WCI, Inc. and then ATG Rehab, Inc.