Senior Regulatory Result of Operations Analyst

• Supported Cal Water’s 2021 General Rate Case (GRC) filing application and subsequent procedures.• Compiled major GRC components including Testimony and Result of Operations for eight service areas.• Authored Cal Water’s GRC Testimony statement on Environmental and Social Justice (ESJ).• Acting subject matter expert on water sales, rate design, and service area consolidation.• Co-led development and tracking of affordability metrics including AR20, AR50, HM, and SEVI.• Collaborated with consultants and Ratepayer Advocates in preparing responses to data requests.• Partnered closely with CPUC staff to explain complex financial models and performance metrics.• Represented Cal Water at CPUC working sessions to opine on reporting standards.• Participated in CA Water Association sessions to develop strategies and responses to CPUC decisions.• Filed Advice Letters regarding customer protections and business acquisitions.• Supported recurring rate changes to update customer bills and tariffs for over 20 regulated districts.• Issued CPUC-ordered monthly data reports of COVID-19’s impact on customer arrearages.• Performed a comprehensive consolidation study assessing methods of consolidating ratemaking areas.• Developed customer rate and bill impact scenarios using Cal Water’s complex Operations Model.• Completed the NARUC Rate School program to study the foundations of ratemaking.• Continuous training on PUC regulation, compliance, utility accounting, financial modeling, and water industry foundations.

• Maintained responsibilities held under Analyst position• Rated +$10B across Transportation, Energy, Project Finance, and Social Infrastructure sectors• Led new and existing credit rating projects for public and private infrastructure projects • Used complex financial models to forecast credit metrics and assess project risk• Co-head of Fitch's grant anticipation revenue vehicle (GARVEE) portfolio of 12+ credits• Facilitated revision of Fitch's Completion Risk Rating Criteria and GARVEE Rating Criteria• Implemented team-level ESG and Sustainable Finance initiatives to improve credit analysis• Published reports on infrastructure funding, construction risk, transportation, and sports credits• Managed team of 6 Analysts on major credit rating projects• Trained and onboarded new Analysts and Associate Analysts in analytical procedures• Collaborated with C-level clients, financial advisers, and municipal officials to deliver credit ratings• Continuous credit, finance, and industry training under Fitch Credit Academy program

• Lead analyst managing credit ratings for 70+ issuers across transportation and energy sectors• Assisted in rating Public-Private Partnership (P3) and availability-based infrastructure projects • Utilized complex financial models to forecast and analyze asset performance• Performed detailed financial and credit analysis on multiple bond transactions• Formed financial scenarios to assess performance ratios and project risk• Wrote and compiled full credit memorandums to present to rating committees• Published rating commentary reports for investor use• Reviewed Independent Engineer (IE) reports, Lender’s Technical Adviser (LTA) reports, construction reports, bond offering and official statements, and various legal documents• Built understanding of and adherence to strict credit rating agency regulatory compliance • Successfully completed the Fitch Credit Academy Analyst Program

• Maintained responsibilities held under Credit Analyst I title• Performed extensive financial modeling and PPA/REC cash flow valuations on solar PV facilities• Assisted underwriting of project deals located in HI, CA, NJ, MA, DE, FL, NC, NM, and TX• Wrote and presented detailed credit applications for solar projects in Hawaii to bank credit committee, totaling $6.5 MM in loan commitments• Produced and issued term sheet financing proposals to clients• Evaluated legal documents, lending agreements, and project contracts including PPAs, SRECs, EPCs, FITs, IE Reports, and LSAs• Structured and sized project finance term loans, construction line of credits, and government grant-based loans• Developed standardized EIG forms, checklists, and processes to streamline operations and mitigate lending risk• Created a comprehensive 80-page training manual, and personally trained 3 new team hires• Completed the 12-month Bridge Bank University Credit Analyst Training Program

• Served on the deal team for multiple project finance lending transactions • Supported a loan portfolio of over $172 MM (as of 10/2015) in energy infrastructure projects• Tracked loan compliance, reporting, and borrower covenant requirements• Conducted financial statement analysis and sensitivity tests on borrowers and project off-takers• Executed detailed due diligence on project off-takers, developers, and EPC contractors for credit committee approval• Formed a solid foundation in project finance and solar project finance lending

• Researched and developed methods for implementing virtual and e-learning courses for Santa Clara University

• Reconciled A/P & A/R entries for FY2012 close in QuickBooks Pro• Aided assembly of 2012-2013 annual budget using QuickBooks • Managed staff payroll and benefits information weekly using Excel• Recorded donor contributions to receive tax deductions

• Conducted research on products and industry statistics for client strategy formation• Structured and analyzed audience poll results to produce meaningful strategic data• Designed infographics using the poll responses and industry statistics for client presentations • Produced research and graphics for Qualcomm appearing in TIME magazine (8/27/12 The Wireless Issue)

• Performed sourcing research to screen desirable firms and CEOs ( $200MM+ revenue, strong EBITDA, D/E ratio)• Utilized Hoovers, CapIQ, and 10-K’s to collect information on company and industry performance• Developed executive profiles from research results within an MS Access database for future deal flows

• Created Excel spreadsheets for client policy renewals• Organized, managed, and filed client claims and renewal reports• Built understanding of risk management and liability insurance