Sebastian Dascalu Email & Phone Number

Ramnicu Valcea

- Assessed clients' financial situations to develop strategic financial planning solutions.- Collaborated with the compliance department to eliminate procedural errors and margin breaks.- Recommended loan approvals and denials based on customer loan application reviews.- Increased overall annual sales by incorporating several quality process, by creating strategies and improvements within the department, developing methods to establish and clarify customer objectives, developing… Show more - Assessed clients' financial situations to develop strategic financial planning solutions.- Collaborated with the compliance department to eliminate procedural errors and margin breaks.- Recommended loan approvals and denials based on customer loan application reviews.- Increased overall annual sales by incorporating several quality process, by creating strategies and improvements within the department, developing methods to establish and clarify customer objectives, developing metrics and measured success in order to further penetrate the marketplace,- Drove the short-term and advanced promotional planning processes and analysed key aspects of the business to evaluate the factors driving results and summarised results into presentations - Oversaw a department consisting in 4 financial analysts and 2 relationship managers that managed customers: micro and small companies.- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.- Created reports on deteriorating trends and fiscal year end losses.- Reconciled debit reports, margin reports and trade settlement reports to reach in-house goals and objectives.- Trained and directed new hires during department orientations and led and educated the team on customer relationship management techniques.- Researched industry competitors and compiled detailed analysis data.- Complied with regulatory requirements, including the Bank Secrecy Act, Anti Money Laundering, Privacy Act - Maintained strict confidentiality of bank records and client information.- Maintained friendly and professional customer interactions.- Investigated and resolved customer enquiries and complaints in an empathetic manner and solved unresolved customer issues. Show less

Ramnicu Valcea

- Identifying, contacting and attracting new clients and increasing the data bases of prospective clients - Drawing up indicative offers for companies interested in loans- Assessed clients' financial situations to develop strategic financial planning solutions.- Collaborated with the compliance department to eliminate procedural errors and margin breaks.- Recommended loan approvals and denials based on customer loan application reviews.- Compiled database of loan applicants'… Show more - Identifying, contacting and attracting new clients and increasing the data bases of prospective clients - Drawing up indicative offers for companies interested in loans- Assessed clients' financial situations to develop strategic financial planning solutions.- Collaborated with the compliance department to eliminate procedural errors and margin breaks.- Recommended loan approvals and denials based on customer loan application reviews.- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.- Originated, reviewed, processed, closed and administered customer loan proposals. - Submitted loan applications to the underwriter for verification and recommendations.- Developed prospects for new loans - Reviewed and edited loan agreements to ensure accuracy.- Complied with regulatory requirements, including the Bank Secrecy Act, Anti Money Laundering, Privacy Act.- Maintained strict confidentiality of bank records and client information.- Maintained friendly and professional customer interactions.- Created strategies to develop and expand existing customer sales, which resulted in an increase in annual sales Show less

Ramnicu Valcea

- Identifying, contacting and attracting new clients and increasing the data bases of prospective clients - Pre analysing documents regarding leasing financing - Drawing up indicative offers for companies interested in acquiring cars- Drawing up documentation for companies that purchase cars using bank loans - Drawing up documentation in order to participate in car purchase biddings- Recommended merchandise to customers based on their needs and preferences.- Maintained… Show more - Identifying, contacting and attracting new clients and increasing the data bases of prospective clients - Pre analysing documents regarding leasing financing - Drawing up indicative offers for companies interested in acquiring cars- Drawing up documentation for companies that purchase cars using bank loans - Drawing up documentation in order to participate in car purchase biddings- Recommended merchandise to customers based on their needs and preferences.- Maintained knowledge of current sales and promotions, policies regarding payment and exchanges, and security practices.- Responded to customer questions and requests in a prompt and efficient manner.- Built relationships with customers to increase likelihood of repeat business Show less

Praxis Harvard Academy – 2016- Harvard Managementor

Negotiation And Sales Technics

Sales Pshicology

Sales Performance Management

Management And Marketing

High School

Bachelor’S Degree, Banks And Stock Markets