Sebastian G. Email & Phone Number

Tampa, Fl, Us

Tampa, Fl, Us

New York, New York, Us

• Responsible for accurate and timely capital forecasts, including RWA calculations, to support business planning, stress testing, and regulatory requirements.• Oversee the development, documentation, and maintenance of forecasting methodologies, processes, and controls to ensure data integrity and compliance.• Collaborate with various departments (Treasury, FP&A, Balance Sheet Management) to gather data, execute deliverables, and provide analysis for decision-making.• Ensure adherence to capital regulations and standards through accurate reporting, stress testing, and documentation.

New York, Ny, Us

• Built and implemented term eligibility, line suspensions, and line decrease strategies.• Developed processes for effective collection, e.g., workout program.• Created and maintained monitoring and KRI for customer management strategies.• Leveraged data to formulate credit risk recommendations, deliver insights, and support strategic business decisions.• Collaborated with cross-functional teams, such as Product, Data Science, and Engineering, to tailor credit risk management strategies for the line of credit product.• Managed and mentored an analyst providing guidance on portfolio analysis, credit risk assessment, and regulatory compliance.

Providence, Rhode Island, Us

• Created credit origination strategies, based on internal models and credit bureau data.• Worked cross-functionally to implement KRIs, origination strategies, and AB testing.• Improved monitoring capabilities. For example, Tableau reporting and automation.• Solved business problems through analysis across the credit risk management life cycle.

Providence, Rhode Island, Us

• Developed and maintained the Commercial Banking return application, providing critical insights into portfolio performance.• Leveraged data analytics and Python to automate reporting and identify opportunities for revenue optimization.• Partnered with Finance, Risk, and Corporate Strategy teams to deliver actionable recommendations and improve overall profitability.• Trained and mentored business lines on advanced modeling techniques to enhance their analytical capabilities.

Charlotte, Nc, Us

• Led and managed multiple projects, ensuring timely execution and compliance with best practices.• Coordinated with cross-functional teams (IT, audit, compliance) to streamline processes and maintain data integrity.• Performed day-to-day analysis, research, and reconciliation to support the Accounts Payable dept.

Woonsocket, Ri, Us

• Assisted in department monthly and yearly operations, including budgeting, forecasting, and journal entries.• Performed reconciliations between different ERP systems to ensure data accuracy and consistency.• Distributed monthly reports to multiple business partners, providing key insights and financial data.

Bachelor Of Science - Bs, Economics, And Minor In Mathematics

Master'S Degree, Business Administration