Sebin Xavier

Sebin Xavier Email and Phone Number

AVP and Unit Head- Commercial Banking @ Federal Bank
Ernakulam, KL, IN
Sebin Xavier's Location
Ernakulam, Kerala, India, India
Sebin Xavier's Contact Details

Sebin Xavier work email

Sebin Xavier personal email

About Sebin Xavier

Banking Professional with over 13+ years extensive experience in Retail,SME, Trade Finance and developing high net worth client relationships. Deliver exceptional results through branch business development, client management and strategic planning. Skilled at educating customers on banking products and recommending best options that meet their short-term and long-term needs. Team player with polished communications skills :verbal, written, interpersonal and rapport building.• Customer Service Relations

Sebin Xavier's Current Company Details
Federal Bank

Federal Bank

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AVP and Unit Head- Commercial Banking
Ernakulam, KL, IN
Employees:
11387
Sebin Xavier Work Experience Details
  • Federal Bank
    Avp And Unit Head- Commercial Banking
    Federal Bank
    Ernakulam, Kl, In
  • Federal Bank
    Avp & Unit Head- Commercial Banking
    Federal Bank Jan 2023 - Present
    Kochi, Kerala, India
  • Federal Bank
    Associate Vp & Team Lead- Commercial Banking
    Federal Bank Apr 2020 - Jan 2023
    Kochi, Kerala
  • Federal Bank
    Senior Relationship Manager-Commercial Banking
    Federal Bank May 2018 - Mar 2020
    Cochin Area, India
    • Acquisition of Premium Commercial clients,through open market sourcing.•Identify client needs and Structure solutions through effective relationship with all product groups; credit, legal and other departments. • Selling Key Products like Working Capital (Cash Credit, Letter of Credit, BG, etc), Term Loans, Structured Trade Finance to existing relationships. • Identify new lending opportunities from existing portfolio thereby increasing asset base. • Maintain appropriate contact level with clients to ensure optimum credit limit utilization and exploring more business opportunities for upselling and cross selling of all corporate related products.• Analyze credit and risk criterias and co-ordinate with credit chain for necessary approvals.
  • Federal Bank
    Senior Manager & Branch Head
    Federal Bank Feb 2018 - Apr 2018
    Thodupuzha
  • Federal Bank
    Manager & Branch Head
    Federal Bank Apr 2015 - Feb 2018
    Thodupuzha, Kerala
    • Branch Profitability.• Drive Customer Service Matrix.• Business Planning with the branch sales team and track the business P&L and prepare and update management reports and support in annual business planning exercise• Market research of the command area and identify business opportunities and threats.• Manpower Management.• Compliance & Risk Management.• Execute and monitor overall administration and efficient daily operations of branch; including operations, lending, product sales, customer service, security and safety in accordance with the Bank's objectives.• Achievement of incremental number and value targets for Liabilities (CA, SA, FD); Assets (Retail/SME/AGRI and Fee Products (MF, LI, GI, & other fee products).• Close monitoring and follow up of accounts under SMA (Special Mentioned Accounts) Category.• NPA Management- Initiating recovery actions against accounts which have turned NPA by enforcing SARFAESI, suit filing.• Representing Bank in various local events and meetings.• Sponsoring various local events and conducting financial literacy classes.
  • Federal Bank
    Relationship Manager( Priority Banking)
    Federal Bank Apr 2014 - Apr 2015
    Aluva, Kerala
    •Acquiring new HNI Clients.• Deepen the relationship value from sourced accounts.• Ensure superior customer service thereby contributing to the overall customer experience of Priority Banking Requirements.• Generate opportunities for cross-sell on Third Party Products – Mutual Funds, Life Insurance, Structured Products, Asset Products, Prepaid Cards and other fee generating products.• Sponsoring local events as a part of Marketing Strategy for Brand Value addition.• Single Point of Contact for HNI customers.
  • Federal Bank
    Overseas Relationship Manager(Bahrain)
    Federal Bank Mar 2012 - Mar 2014
    Bahrain
    • Sent on a Overseas deputation to Bahrain for 2 years.• Single Point of Contact for all NRI customers in Bahrain.• Responsible for acquisition of new customers.• Enhancement of the relationship by cross-selling products and services as per the profile & need of the customers.• Retention of the customers by providing the best possible services and being the dedicated point of contact for these customer.• Actively Market the products of the Bank and represent Bank in various events conducted in Bahrain.• Compliance & Risk Management.• Close liaison with money exchange houses and maintaining cordial business relationship to drive remittance growth.
  • Federal Bank
    Asst. Manager
    Federal Bank Apr 2010 - Feb 2012
    Bangalore And Kerala
    • Sales & Business Development.• Due diligence on Credit Approval Memorandum.• Preparation of Facility letter and security documentation.• Initiate, manage & deepen client engagement.• Scrutinizing security documentation and perfection of security / collateral.• Limits disbursal and tracking of all documents deferrals.• Custodian of documents.• Interface with RBI / internal auditors.• MIS preparation.• Growth in revenues.• Credit analysis, risk identification, credit presentation (credit memo).
  • 24/7 Customer
    Advisor
    24/7 Customer Oct 2008 - Sep 2009
    Bangalore
    •Customer Support Representative in the chat support process for one of the leading US based online shopping store.• Handling customer queries with respect to the purchases, Return requests, Return process queries, General Information, Account Information, Shipping queries etc.•Interacting with customers through chat and help them shop online.•Customer relationship maintenance and providing the needed service based on customer requirements.•Maintaining the various quality standards set with regard to the chat and ensuring customer delight.

Sebin Xavier Skills

Core Banking Finacle Trade Finance Mis Banking Foreign Exchange Internet Banking Retail Banking Credit Risk Marketing Cross Selling Sme Banking International Banking Services Customer Service Operations Commercial Banking Team Management Business Development Management Credit Banking Operations Credit Analysis Business Analysis

Sebin Xavier Education Details

Frequently Asked Questions about Sebin Xavier

What company does Sebin Xavier work for?

Sebin Xavier works for Federal Bank

What is Sebin Xavier's role at the current company?

Sebin Xavier's current role is AVP and Unit Head- Commercial Banking.

What is Sebin Xavier's email address?

Sebin Xavier's email address is se****@****ail.com

What schools did Sebin Xavier attend?

Sebin Xavier attended Institute Of Management Technology, Ghaziabad, Cochin University Of Science And Technology, Lourdes Matha Higher Secondary School, Pacha, Kendriya Vidyalaya.

What skills is Sebin Xavier known for?

Sebin Xavier has skills like Core Banking, Finacle, Trade Finance, Mis, Banking, Foreign Exchange, Internet Banking, Retail Banking, Credit Risk, Marketing, Cross Selling, Sme Banking.

Who are Sebin Xavier's colleagues?

Sebin Xavier's colleagues are Sambasivaiah Gunukula, Akhil Aggarwal, C.j. Daniel, Issac Thomas, Anshul Mishra, Aswin Raj, Lakshmi Raj.

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