Andrew Gale Email & Phone Number

Charlotte, North Carolina, United States

Charlotte, North Carolina, United States

• Provides financing to a $40B portfolio of aviation, construction, marine, material handling, manufacturing, technology, transportation, railcar, and other equipment classes.
• Originate and manage a $2B portfolio of senior secured loans and leases secured by 300 general, business, and commercial fixed-wing aircraft and rotorcraft manufactured by Airbus, Beechcraft, Boeing, Bombardier.
• Originate and manage a $2B portfolio of senior secured loans and leases secured by 300 general, business, and commercial fixed-wing aircraft and rotorcraft manufactured by Airbus, Beechcraft, Boeing, Bombardier.
• Advise internal aircraft origination, marketing, credit underwriting, legal and syndications with collateral and residual values, collateral suitability, market research, transaction structuring, and legal.
• Establish and manage external relationships with aircraft appraisers, attorneys, advisors, consultants, inspectors, maintenance, repair and overhaul facilities (MRO), manufacturers (OEM), brokers, and dealers.
• Conduct timely and efficient turnaround on appraisals, inspections, and internal valuations.

Charlotte, North Carolina, United States

• Created and administered a program for senior management, workout, and collection officers for asset classes such as corporate and commercial aviation, construction equipment, machine tools, manufacturing equipment.
• The CVP provided trusted internal asset valuations, reviews of external inspections and appraisals, secondary market trends, useful life, and OEM news for… Show more
• The CVP provided trusted internal asset valuations, reviews of external inspections and appraisals, secondary market trends, useful life, and OEM news for various asset classes.
• Quantified potential losses and provided counsel on loss mitigation strategies. Show less

Charlotte, North Carolina, United States

• While employed at Wachovia, acquired by Wells Fargo in 2008, managed a $6.5B portfolio of equipment and two staff.
• Oversaw a portfolio of senior secured loans and leases secured by general, corporate, commercial aviation, construction, rolling stock (tractors, semi-trailers), manufacturing equipment, and marine vessels.
• Collaborated with Business and Community Banking, Capital Finance, Commercial Banking, Credit Resolution Group, Loan/Lease Resolution Group, Special Situations… Show more
• Collaborated with Business and Community Banking, Capital Finance, Commercial Banking, Credit Resolution Group, Loan/Lease Resolution Group, Special Situations Group, U.S. Corporate Banking, and Wealth Management for.
• Liaised with senior management teams regarding criticized/delinquency trends, the amount and timing of asset impairments and recoveries, and portfolio concentrations such as asset type, geographic, and industry.
• Performed risk assessments, formulated relationship strategy and action plans, and drafted and approved lease and loan modification requests.

Charlotte, North Carolina, United States

• While employed at Wachovia Capital Finance, acquired by Wells Fargo in 2008, oversaw the structuring and approval process for single lender and syndicated asset-based lending relationships of assigned relationships.
• Lead underwriter on a Wachovia joint lead arranger and bookrunner transaction for a $350M senior secured revolving credit facility for a leading supplier and manufacturer of structural and related building products.
• Lead underwriter on a Wachovia Managing Agented… Show more
• Lead underwriter on a Wachovia Managing Agented $130M senior secured revolving credit facility that recapitalized North America’s largest distributor of fishing and shooting sports equipment.
• Conducted collateral, covenant compliance, financial performance, and liquidity assessments of assigned relationships.
• Mentored staff in preparing screening and approval materials such as collateral assessments and valuations, prospect, peer and industry research, base-case and worst-case financial models and related sensitivity.

Charlotte, North Carolina, United States

• While at First Union, later acquired by Wachovia, then Wells Fargo, supported the senior relationship manager and special situations group liaison on the restructuring and associated Chapter 11 bankruptcy of the fourth.
• Assisted in the underwriting and approval of a Wachovia-agented $650M senior secured syndicated revolving and term loan facility amendment, a Wachovia agented $30M debtor-in-possession (DIP) facility, and a… Show more
• Assisted in the underwriting and approval of a Wachovia-agented $650M senior secured syndicated revolving and term loan facility amendment, a Wachovia agented $30M debtor-in-possession (DIP) facility, and a $496M.
• Led as primary contact for 30 traditional and private equity-based lender participants, legal and restructuring advisors.
• Developed an appraisal and valuation “trend card,” a monthly monitoring tool for the rental equipment industry.
• Assisted business development officers with screening and underwriting transactions for customers operating in various industries such as tire distribution, fabric, and wall covering manufacturing, lumber, and.