Seema Kumar Email & Phone Number

Mumbai, Mh, In

Bkc

Developing the operational risk management strategy; designing and holding riskmanagement workshops with senior management to identify key risks and actionplans. Conducting reviews on Operational Risk Metrics, including Risk Incidents (Events),Risk and Control Self-Assessment (RCSA), Key Risk Indicators (KRIs), andassessing the effectiveness of these as mitigants to identified risks, includingresponses on Action Plans. Collaborating with various Business Units, Support functions, and Operations toimplement the Bank’s Operational Risk Management Framework, ensuring proactiveidentification and consistent management of operational risks. Conducting detailed Risk Reviews of new products and processes before theirlaunch in the Bank, monitoring their implementation status thereafter. Reviewing Policies and Standard Operating Procedures (SOPs) from an OperationalRisk perspective, and documenting the Risk register accordingly. Liaising with Principal Risk, Process, and Product Owners for Risk and Control Self-Assessment (RCSA) to identify system and process vulnerabilities, and enhancingcontrols related to People, Process, and Systems accordingly. Driving the implementation of risk and compliance policy documents including fraud,whistleblowing, insurance arrangements, and gifts, entertainment, and so on. Spearheading the production of reports on department specific, risk-basedprogrammes to effectively manage key operational and reputational risks.

Mumbai Area, India

 Ensured a reduction in the occurrence of internal fraud incidents within the reviewedareas, as indicated by the quality of observations and the absence of significantinternal fraud incidents. Provided support for centrally initiated special projects. Conducted Thematic audits on lockers, Forex, and Outward Remittance. Investigated incidents of Cash Shortage, Frauds, and Operational Losses, andpromptly reported Operational Risk cases to the Zonal Operations Head. Proposed necessary process changes to mitigate operational risk exposure withinagreed tolerance levels. Monitored suspected Transactions and Transactions in Dormant Accounts. Maintained zero debits to Operational Risk and Fraud risk in branches throughcontinuous monitoring and internal controls. Coordinated with various teams to ensure smooth branch operations. Shared critical findings with Senior Management by regularly and timely circulatingExecutive Summaries.

Mumbai

Conducted training on Anti Money Laundering, Combating Financing of Terrorism,and Know Your Customer. Provided training to Branch Operations Manager and Branch Managers identified orrecruited for new branches. Assisted branches within the cluster in audit preparation, resulting in appreciationfrom Cluster Manager and Regional Manager Branch Banking during their personalvisits to branches. Led internal audit / risk assessment engagements to identify risks and assesswhether adequate controls exist to mitigate the same. Reviewed and assessed process flows to detect potential risks, deficient controls,duplicated effort, extravagance, fraud, and non-compliance with laws, regulations,and management policies. Played a vital role in ensuring compliance with Statutory & Regulatorycorrespondence of RBI & other regulatory bodies received at Branch.

Executive Programme, Fintech, Banking &Amp; Applied Risk Management

Cams (Certified Anti Money Laundering Specialist), Anti Money Laundering

Certified Sarbanes Oxley Expert (Csoe)

Diploma In Business Management, Dbm

Diploma in Business Management