CBDO @ Torus | Unlocking the power of data to drive profitability for issuers and acquirers

OpenWay – International payment processing software provider.Business development Deputy Director.- New innovative products development and management: • Profitability analysis tool (acquiring, issuing, IPS invoices), • Fuel card issuing and acquiring, • Brand new products for merchants, • Digital banking, Life-style banking, Consumer wallets, Merchant wallets, Messenger banking. Innovative design, instalments, new banking products provisioning, money transfers, QR… Show more OpenWay – International payment processing software provider.Business development Deputy Director.- New innovative products development and management: • Profitability analysis tool (acquiring, issuing, IPS invoices), • Fuel card issuing and acquiring, • Brand new products for merchants, • Digital banking, Life-style banking, Consumer wallets, Merchant wallets, Messenger banking. Innovative design, instalments, new banking products provisioning, money transfers, QR Scan&Pay, KYC, integration, • Faster Payments System (platform, gateway for banks, inter-country gateway), • National and interbank switch,- Consulting on: • Digitalisation of products, • Profitability analysis of acquiring and issuing, • Development of payments, • New products development, • Payment schemes, • National and interbank payments switching, • Faster Payments, • Wallet based ecosystem,- Responsible for sales of OpenWay solutions and modules to new and existing customers (banks, processing companies, merchants),- Front person in relations with new and current customers,- Responsible for managing key accounts (Russian and International banks and processing companies) of OpenWay,- Building and maintaining relationships with Payment schemes: Visa, MasterCard, UPI, JCB, MIR, FPS,- Marketing activities. PR actions: participating in conferences, working out of representative materials and presentations, presenting new services and products of the company. Show less

UCS - The biggest processing company in RF.Acquiring processing/services for banks and merchants.Processing services for banks - principal, associate/affiliate members of Visa/MC, H2H-s hub, interbankswitching, clearing and settlement.Director of Bank card processing directorate (90-100 persons)(5 Departments: personalisation bureau, IT, ATM/POS/H2H connections, daily operations, contractual relations with banks and partners + KPI model). - Working out of UCS… Show more UCS - The biggest processing company in RF.Acquiring processing/services for banks and merchants.Processing services for banks - principal, associate/affiliate members of Visa/MC, H2H-s hub, interbankswitching, clearing and settlement.Director of Bank card processing directorate (90-100 persons)(5 Departments: personalisation bureau, IT, ATM/POS/H2H connections, daily operations, contractual relations with banks and partners + KPI model). - Working out of UCS processing tariffs, policy, rules and technology in relationship with banks, - Working out and discussion of UCS processing agreement with banks, - Business development (working out and implementation of new technologies and new services): - New processing services for banks, - Sponsorship program of several sponsor banks, - Interbank local payment scheme – United Payment System, - Front person in relations with new and current clients (banks), - PR actions (articles in related magazines, participating in card Conferences, working out of representative materials and presentations), - Presentation of UCS as a company: services & technologies, tariffs, terms of agreement, policies, - General management of in-house software processing system (set- up and maintenance, relationship with software providers), - Visa/MasterCard TPP/MSP certification procedure management, - Project management & control Show less

- Working out of Bank card tariffs, policy and rules - Working out of internal instructions and rules, - Visa/MasterCard cards issuing and ATM/POS cash acquiring programs management, - Working out and discussion of agreements with agent banks, - Relationships with Visa/MasterCard support and implementation teams, - In-house processing system general management, - Daily… Show more - Working out of Bank card tariffs, policy and rules - Working out of internal instructions and rules, - Visa/MasterCard cards issuing and ATM/POS cash acquiring programs management, - Working out and discussion of agreements with agent banks, - Relationships with Visa/MasterCard support and implementation teams, - In-house processing system general management, - Daily operations procedure management, - Corporate Clients support, - Clearing&settlement operations management, - Card operations accounting management. Show less

- Participating in in-house processing system configuration and set-up,- Visa/MasterCard cards issuing and ATM/POS cash acquiring programs support,- Daily operations procedure work out and support,- Corporate Clients support,- Clearing&settlement operations support,- Card operations accounting work out and set-up- Working out of Bank card tariffs, policy and rules- Working out of internal instructions and rules

• Plastic card division Officer• Plastic card division Senior officer - Local payment system STB Card Cards issuing via TPP, - Daily operations procedure work out and support, - Corporate Clients support, - Clearing&settlement operations support, - Card operations accounting work out and set-up - Off-line card management system set-up and support