Currently handling South Region Mortgages for Chennai , Coimbatore , Cochin– HL, LAP, SME LAP, BIL, GIL delivering on the Daily Run Rate for the region, updating on Actuals and projection for the month, Highlighting and resolving of issues before it reaches bottleneck, brainstorming with team members on keeping delinquencies below the budget. Initiating of Sarfeasi and follow up with Legal Team for timely possession and finding solutions for closure of loans.

Handling for and against cases,reduce litigation,reduce cost,handling lawyers by the way of effective utilisation of the available resources,reduce against cases,reduce police compliants and handled the police complaint effectively

Handled collections for Credit Cards from X-days to recovery. Managed a portfolio of ` 42 Crores and 50k delinquent Customers. Ensured quality of the portfolio by informing and following up with Clients on their due date of payments. Commended as the Best Collections Manager in South India by the CEO.

 Handled Credit Card & Personal Loan Sales, Collections follow up for the sourced customers. Handled a team for each product and achieved the target by way of effective team management. Managed business worth ` 16 Crore for Personal Loans, ` 12 Crore for Auto Loans ` 90 Crores for Used Cars. Handled Deposits worth ` 25 Crores. Consistently achieved targets and maintained growth rates. Pivotal in maintaining quality of the portfolio by frequently discussing with Sales… Show more  Handled Credit Card & Personal Loan Sales, Collections follow up for the sourced customers. Handled a team for each product and achieved the target by way of effective team management. Managed business worth ` 16 Crore for Personal Loans, ` 12 Crore for Auto Loans ` 90 Crores for Used Cars. Handled Deposits worth ` 25 Crores. Consistently achieved targets and maintained growth rates. Pivotal in maintaining quality of the portfolio by frequently discussing with Sales Managers and Credit Buyers from other Banks on measures to reduce the risk. Show less