Credit Risk Analyst Business Banking ( Smes -Ahly Business )
CurrentManaging the credit portfolio & Cases for clients of financial inclusion programs (SME-Ahly business ) for the assigned branches under my supervision in accordance with the specifications of the competent authority. Contributing to the growth of the credit portfolio by examining customers requests for the determination of incoming cases and making a decision (acceptance/refusal) within the specified period accordingly and therefore the working procedures.Evaluating the requested loans… Show more Managing the credit portfolio & Cases for clients of financial inclusion programs (SME-Ahly business ) for the assigned branches under my supervision in accordance with the specifications of the competent authority. Contributing to the growth of the credit portfolio by examining customers requests for the determination of incoming cases and making a decision (acceptance/refusal) within the specified period accordingly and therefore the working procedures.Evaluating the requested loans applications from the branches & review of incoming documents to verify their compatibility with program determinants & Check List to ascertain the compatibility of customer activity with products and their requirements. Recording client data, preparing a digital assessment and completing all stages of customer evaluation through the systems used (Moody’s Credit Rating).Calculating and providing the value of the loans for the program according to the internal systems prepared for this. Committing to the periodic letters regulating the financial inclusion project when making decisions/recommendations and within the framework of the requirements of the credit policy. Show less
