Sergio Barragan Aguilera Email & Phone Number

Mexico City

• Certified in scrum fundamentals.• Coordinate software development projects focused on financing and banking companies. • Provide an operational approach on developing software solutions to keep timing and profitability in accordance with estimations.• Advise clients with their software requirements to meet efficiency and regulatory compliance

Mexico City

• Developed financial models and operations manuals for a restaurant called “Hijos del Maíz”, extending its brand through franchise model. 3 franchises achieved over the first 12 months of launch.• Counseled clients in assets financing and working capital loans for over $1,5 MMXP. Identifying fraudulent institutions and better conditions.• Assisted clients in foreign trade. Imports of medical equipment from China and exports of avocado.• Designed the course “Financial… Show more • Developed financial models and operations manuals for a restaurant called “Hijos del Maíz”, extending its brand through franchise model. 3 franchises achieved over the first 12 months of launch.• Counseled clients in assets financing and working capital loans for over $1,5 MMXP. Identifying fraudulent institutions and better conditions.• Assisted clients in foreign trade. Imports of medical equipment from China and exports of avocado.• Designed the course “Financial Awareness” (financial, legal and fiscal topics) for entrepreneur training. Show less

Mexico City

• Determine deferred tax in advertising contract for the company• Appraisal of finished products (advertising materials) and royalties• Reported Financial Statements of 4 companies of the Coca Cola Corporate Group

Mexico City

• Coordinated requirements with institutions like Ministry of Economy, Mexican Intellectual Property Mexican Institute, Real Estate Public registry, among others.• Supported entrepreneurs in their start-ups: Marlin Investment Group, Grupo Tres Cielos, among others. Contributing with my experience in operating controls and financing models.• Audited internal control on recycling companies such as PetStar and Industria Mexicana de Reciclaje, submitting comments and recommendations in… Show more • Coordinated requirements with institutions like Ministry of Economy, Mexican Intellectual Property Mexican Institute, Real Estate Public registry, among others.• Supported entrepreneurs in their start-ups: Marlin Investment Group, Grupo Tres Cielos, among others. Contributing with my experience in operating controls and financing models.• Audited internal control on recycling companies such as PetStar and Industria Mexicana de Reciclaje, submitting comments and recommendations in their collection and payroll processes, respectively Show less

Mexico City

• Staff leader with seven members.• Credit approval up to $7 MMXP.• Underwrote and presented credit proposals for America´s Credit Committee above $5 MUSD cap. Clients were in construction and food segments (Manitowoc and Tetra Pak customers respectively). Achieving the recognition of Americas Committee members for credit structuring in construction companies and entry barriers in food segment, as it was the first transaction of Tetra Pak in México an the first transaction of its kind… Show more • Staff leader with seven members.• Credit approval up to $7 MMXP.• Underwrote and presented credit proposals for America´s Credit Committee above $5 MUSD cap. Clients were in construction and food segments (Manitowoc and Tetra Pak customers respectively). Achieving the recognition of Americas Committee members for credit structuring in construction companies and entry barriers in food segment, as it was the first transaction of Tetra Pak in México an the first transaction of its kind for DLL in México• Developed new financing programs, setting new methodologies of clients profiling for brands which financing their products was new in local market: Microsoft and Tetrapak.• Developed and applied expected loss for reserves calculation method to be in line with banking regulation and accomplish funding institutions requirements• Developed credit scoring for clients in a less degree of banking support: Medical and Agriculture.• Internal Auditor for significant transactions disclose. Show less

Mexico City

• Staff leader with six members in retail segment and 2 members in wholesale segment.• Credit approval up to $20 MMXP• Retail credit clerk for centre and south-east regions in retail segment.• Lead the national wholesale segment, in charge of managing credit lines to the dealer network through floor plan.• Developed the south-east region portfolio, gaining a 20% increase and keeping the overdue rating below 3%.• Encourage the use of “Know Your Customer”… Show more • Staff leader with six members in retail segment and 2 members in wholesale segment.• Credit approval up to $20 MMXP• Retail credit clerk for centre and south-east regions in retail segment.• Lead the national wholesale segment, in charge of managing credit lines to the dealer network through floor plan.• Developed the south-east region portfolio, gaining a 20% increase and keeping the overdue rating below 3%.• Encourage the use of “Know Your Customer” culture within credit with visits to clients and opening communication with the commercial department to meet opportunity areas in credit decision making and also gave my comments to commercial department to improve their process.• The abovementioned, let me improve credit response time from 4 to 2 days, as we filtered the proposals with commercial department, focusing on clients that were in credit scope.• Developed personnel to join the credit department.• Coordinated audits with internal and external auditors without issues findings concerning credit files integrity or decision making in the approval, refusal or conditioning of the credit lines. Also, accomplishing the AntiMoney Laundring requirements. Show less

Mexico City

• Credit Approval up to $3 MMXP.• Reported Portfolio and collections management to Local CEO, Brazil and Sweden CRO.• Processing restructures for clients during 2008 México´s downturn.• Clearence of 80% of the suspense accounts.• Extrajudicial collection of due customers and recovering over due accounts +90 days.• Trained staff members from VFS Chile.• Active member in Control Desk and accounting recording process.• Managed the rising… Show more • Credit Approval up to $3 MMXP.• Reported Portfolio and collections management to Local CEO, Brazil and Sweden CRO.• Processing restructures for clients during 2008 México´s downturn.• Clearence of 80% of the suspense accounts.• Extrajudicial collection of due customers and recovering over due accounts +90 days.• Trained staff members from VFS Chile.• Active member in Control Desk and accounting recording process.• Managed the rising Financial Lease Portfolio Show less

Mexico City

• Financial audit for general ledger accounts, based on internal control• Physical inventorying• Preparation and exposition of audit opinion in accordance with IFRS