Sergio Marquez Email & Phone Number

Upland California

Originate conventional, FHA, VA purchases, and rate and term, Cash out refinance applications from various lead sources. Provide clients direct guidance on programs best suited for them on purchase. Counsel clients on application process, continued contact with clients throughout process of application.Point of contact, and originator of purchase and refinance client applications.Counsel clients on process and documentation needed for submission of complete application for purchases of new home or refinance of existing mortgages.Calculation of client income and review off asset documentation needed per lender guidelines for approval.

Upland, California

Originate Conventional, FHA, VA, and government sponsored HARP loan applications from various lead sources through out the United States. Provide guidance and counsel to clients on requirements for application submission to processing, and underwriting. Follow up with clients on conditions and requirements for optimal approval and funding. Place final call to ensure clients understanding of loan documents and to go over last minute details.

Irvine, California

Originate Conventional, FHA, VA, and HARP loan applications through out the United States. Provide guidance and counsel clients on requirements for application submittal to various lenders partners. Follow up with clients on conditions and requirements from varied lenders partners for optimal approval and funding. Place final call to ensure clients understanding of loan documents and go over last minute details.Point of contact for clients submitting applications for purchases, and refinance transactions on Conforming, non-Conforming, HARP, FHA, and VA loans.Consult all loan application clients on the best product and programs for their mortgage needs.Review lender guidelines, and work with customers, realtors and service partners to secure all required documentation for the approval of loan applications.Scheduling and ordering services, plus protecting rates quoted to clients during consultation.Support processing department in providing and clearing final conditions in order to fund loan.

Whittier, California

Responsible for servicing Orange County and San Gabriel Valley territory consisting of seven locations. Accountable for originating residential mortgage loans that comply with credit union and secondary market investor standards. Accountable for providing excellent service to members including assisting through the loan process and identifying best product available to meet the members needs. Manage and oversee all phases of sales cycle from originating to funding. Responsible for implementing automated online signatures on disclosures to speed up process and provide convenience to members. Conduct lending educational seminars and workshops, and host Chamber of Commerce events. Primary contact for walk in members in branches, and inquiries on mortgages and financing purchases.Guiding members through programs and process to select the best available program to meet their present financial needs.Manage pipeline of processing applications to insure conditions, and contingencies are met allowing a smooth transition from lock to funding. Thus the ability to close all transactions in an effective and timely manner.Conduct power point presentations to credit union members on various mortgage products, including topics such as credit, and mortgage essentials for purchasing or refinancing mortgages and various other products.Positively communicate with non-members inquiring on benefits to mortgage financing with the credit union as well as offering other credit union products.Proficiency interpreting and using Encompass application software, Desktop Under writing software, Symatar account programs in submitting and approving mortgage applications.

Diamond Bar, Ca

Accountable for managing production of portfolio refinances, purchases, and government home affordable programs. Assisted customer with the processing of and documenting of approved loans to completion. Communicated effectively with mortgage loan originators, clients, and underwriting staff to document loan file. Clients point of contact for processing their refinancing, and purchase financing inquiries.Processed approved conventional, non-conventional, and making home affordable program loans for multiple branch offices. Communicated with clients on additional information needed for completing applications, and required conditions.Ordered collateral services, preliminary title, escrow, appraisals, and home owners insurance coverage.Level 1 SASE approval and authority to meet conditions, prior to submission of level 2 and above conditions to underwriting staff to make file ready for docs.Coordinated loan signing with borrowers, title, escrow, and notaries.Supported the funding department in providing and clearing final conditions in order to fund loan.

Education record

Business Administration; Computer Science