Sergio C. Barrero Email & Phone Number

Beaverton, Or, Us

Responsible for analyzing loan applications, assessing creditworthiness, and the likelihood that a loan applicant will be able to repay the debt. Review residential loan application to verify that applicant data is complete and meets establishment standards. Recommend that loan not meeting standards be denied. Call specified companies to obtain property abstract, survey, and appraisal. Inform supervisor of discrepancies in title or survey. Submit mortgage loan application file for underwriting approval. Provide approval and denial letters to applicants. Submit approved mortgage loan file to the Mortgage Loan Closer for settlement.

Remote

Responsible for analyzing loan applications, assessing creditworthiness, and the likelihood that a loan applicant will be able to repay the debt. Review residential loan application to verify that applicant data is complete and meets establishment standards. Recommend that loan not meeting standards be denied. Call specified companies to obtain property abstract, survey, and appraisal. Inform supervisor of discrepancies in title or survey. Submit mortgage loan application file for underwriting approval. Provide approval and denial letters to applicants. Submit approved mortgage loan file to the Mortgage Loan Closer for settlement.

P.O. Box 823713 Pembroke Pines Fl 33082

Moved loans from submission to funded in a fast and efficient manner. Provided solutions to complicated UW conditions and scenarios.Ordered appraisals & reviewed appraisals.Ordered homeowners insurance. Ordered title work.Collected documentation needed for loan approvals.Analyzed and accurately calculated borrower income.Mastered guidelines on following loan types: Conventional, FHA, VA.Worked in tandem with title company. Analyzed borrowers credit reports and income documents to include income tax returns and verification of employment. Managed a pipeline of 18-20 files per month, closing an average of 13-15 files per month while performing opening and post-closing procedures.Experienced working with Calyx Point and Encompass.

6135 Nw 167Th St Ste E8, Hialeah, Fl 33015

Maintained high level of confidentiality.Worked independently under the direction of Supervisor and/or ManagerCommunicated well verbally and in writing with co-workers and customers.Verified, compiled, and inputed application information for mortgage loans.Reviewed residential loan application files to verify that application data is complete and meet establishment standards, including type and amount of mortgage applied for including but not limited to borrower assets, liabilities, and length of employment.Recommended that loan not meeting standards be denied.Called or wrote credit bureau and/or employer to verify accuracy of information.Called specified companies to obtain property abstract, survey, and appraisal.Informed supervisor of discrepancies in title or survey.Submitted mortgage loan application file for underwriting approval.Typed and mailed approval and denial letters to applicants.Submitted approved mortgage loan file to closing party for settlement.Recorded data on status of loans, including number of new applications and loans approved, canceled, or denied, using computer.Performed other related duties as assigned.

2601 South Bayshore Drive, Suite 600 Coconut Grove, Fl 33133

Relationship Specialist / Ambassador- Florida Community Bank / Great Florida Bank (March 2013 - August 2016) Provided sales and service support to customers as well as handling service requests andproblem resolution. Worked with customers and small business clients by building relationships based on theirfinancial needs. Assisted customers over the phone, open new accounts, assist clients with their bankingneeds. Answered clients' questions about the purposes and details of different banking accounts.- BSA Researcher (June 2013 to August 2013) Analyzed transaction activity in order to set reasonable customer transaction levels formonitoring purposes. Reported any suspicious activity detected during monitoring to the BSA/AML ComplianceOfficer. Ensured that deadlines for BSA related report submissions are met.

 Prepared and verified cashier's checks. Sorted and filed deposit slips and checks. Cashed checks and payed out money after verifying that signatures are correct, that writtenand numerical amounts agree, and that accounts have sufficient funds. Received checks and cash for deposit, verify amounts, and check accuracy of deposit slips. Entered customers' transactions into computers to record transactions and issue computer-generated receipts

Bachelor Of Business Administration (Bba), Major In Finance

Associate'S Degree, Accounting