♦ Risk Director at Bankinter Portugal, with 20 years of experience managing large and high-performing teams across important players of the International market, namely BNP Paribas, Citibank, Barclays and Bankinter.♦ A strong Risk knowledge with financial background, acquired heading several different structures, such as Underwriting, Monitoring, Collections & Recoveries, Impairment & Capital, Forecasting, Projects, Strategy & Analytics. A Leader with significant analytical and problem-solving skills, international experience across all segments, capable of influence stakeholders, with the initiative, energy and enthusiasm to succeed in a fast-paced environment.♦ Economics graduation at ISEG (2004), Post-graduation in Financial Markets (2005) and a Masters at Deusto School in Madrid (2018).♦ Speaker in several Risk & NPL Summits across Europe for more than 12 years (Corporate Parity, SmithNovak, CCR, Universidade Lusíada and others). Chair at the 'European Risk, Collection & NPL Summit' in Madrid. Article writer for the CCR Magazine.