Sessil Ann Joseph Email & Phone Number

Dubai, United Arab Emirates

Dubai

Credit Risk Consultant on outsourced basis: assisting the Bank in controlling the credit risk related to clients located in Dubai and Northern Emirates • Conducting risk based analysis of the bank’s clients located in Dubai and Northern Emirates• Carrying out CPV for verification of documents, physical verification of the premises etc.• Providing Early Warning based on the CPV/FA• Verifying and Estimating the stock• Understanding the business model, accounting system etc.• Carrying out Financial Analysis and Ratio Analysis based on the Audited Financials.• Verifying the facility requirements, limits requested in comparison with the actual business requirements• Checking for various aspects for controlling fraud like ensuring that there are no bogus transactions or two way trading etc.• Verifying the legal documents related to ownership viz. trade license, MOA, Shareholdings etc.• Verifying the accuracy of ageing of receivables, payables and stock• Verification of sales ledger, purchase ledger and other accounts related to the operations• Managing the MIS, weekly reporting to the higher management/bank• Tracking customer database and conducting follow up of the same to enhance smooth execution of work flow• In three cases it was identified that the customer is not existing• Many cases were reported negative based on the CPV/FA and the bank took appropriate action

Dubai, United Arab Emirates

Finance and Administration Executive: Handling day to day operation of the office and finance• Handled accounting operations including payables and receivables • Handling the budget and control financial expenses in line with applicable policies and guidelines• Performing general accounting functions, including operation of the general ledger system, journal entries, banking transactions and various other financial statements.• Coordinating all administrative operations pertaining to office and telephone management in an organized manner.• Kept a track of customer database and accordingly conducted follow up of the same to enhance smooth execution of work flow• Participated in preparation of brochures as well as planning and executing events• Adhering to the organizational policies and procedures• Prepared weekly / monthly MIS

Integral Equipment Private Limited Location: Dubai, United Arab Emirates

Office Administration: Performing general office administration in Integral Equipment Private Limited, a western managed company which imports mechanical items from Canada for distribution in Dubai.• Performed general office administration duties like responding to phone calls as well as replying to mails and faxes.• Ensured accurate and timely data entry by verifying, analysing and classifying data and maintained systematic record of information in stipulated manner.• Preparation of quotations and invoices effectively and accurately• Kept a record of details of customs duty in compliance with applicable policies, procedures, standards and guidelines.

India

• Responsible for one-on-one instruction to the BSc students in preparing their projects in Oracle system in an orderly and professional manner to achieve college goals and objectives.• Assumed responsibility for teaching various packages to the BA students as well as adapted teaching strategies to meet the different learning styles of students and addressed student problems individually.• Gained knowledge of Oracle Programming, simultaneously provided support for software development• Supported in implementation of integrated learning infrastructure in the field, using state of the art teaching interface.• Stayed attuned to new trends and development in the field and endeavouring to implement the best educational practices

Professional Degree, Financial Risk Manager

Activities and Societies: Seminars Attended: • 17th December 2014: Topic-Risk adjusted return on Capital (RAROC) with GARP FRM Dubai.

Bachelor Of Engineering (B.E.), Mechanical Engineering

Activities and Societies: Project Work Experience - Cladding: • Cladding process constitutes a better alternative to the manufacturing.