AeroLeads people directory · profile

Seth P. Email & Phone Number

Payments Executive: 20+ years in Unsecured Lending, Credit Cards--Analytics, P&L/Risk Management, Partnerships, M&A at Credit Karma
Location: United States, United States, United States 9 work roles 3 schools
LinkedIn matched
✓ Verified May 2026 3 data sources Profile completeness 86%

Contact Signals

LinkedIn Profile matched
3 free lookups remaining · No credit card
Current company
Credit Karma
Role
Payments Executive: 20+ years in Unsecured Lending, Credit Cards--Analytics, P&L/Risk Management, Partnerships, M&A
Location
United States, United States, United States
Company size
501 employees

Who is Seth P.? Overview

A concise factual answer block for searchers comparing this professional profile.

Quick answer

Seth P. is listed as Payments Executive: 20+ years in Unsecured Lending, Credit Cards--Analytics, P&L/Risk Management, Partnerships, M&A at Credit Karma, a company with 501 employees, based in United States, United States, United States. AeroLeads shows a matched LinkedIn profile for Seth P..

Seth P. previously worked as Head of Pricing and Strategy at Credit Karma and Senior Principal: Card Issuing Practice, North America at Accenture. Seth P. holds Mba, Finance And Strategic Management from The Wharton School.

Company email context

Email format at Credit Karma

This section adds company-level context without repeating Seth P.'s masked contact details.

Credit Karma

Review company-level records connected to Seth P. before choosing the right outreach path.

View email format View company profile Management contacts
Profile bio

About Seth P.

Payment Executive with expertise in Unsecured Lending / Cards including Product Management, Pricing, Acquisition, Marketing & Data Analytics, Portfolio & Risk Management, Partnership Formation, Valuation, and M&A. Trusted Advisor with Strong Problem Solving, Analytical and Project Management Skills.Specialties:• Project Management: Well developed Organizational, Interpersonal, Coaching, Communication Skills• Customer Acquisition: Bank, Cobrand, Retail cards/Loans via Digital, POS, DM; Marketing Budgets• Marketing Analytics: Segmentation, Product, Pricing, Modeling (Vintage and Predictive), Test&Learn• Risk Management: Credit Policy, Underwriting, Line Assignment, Loss Forecasting and Scoring Models• Portfolio Management: Growth Strategies, FP&A, P&L Management across Economic cycles, Reporting• Payment Innovation: Digital Channel Acquisition, FinTech, Mobile Payments, Loyalty, Bin Sponsorships• M&A: Valuation, Due diligence, Deal Structuring/Negotiation, Receivable Funding, Purchase Accounting

Current workplace

Seth P.'s current company

Company context helps verify the profile and gives searchers a useful next step.

Credit Karma
Credit Karma
Payments Executive: 20+ years in Unsecured Lending, Credit Cards--Analytics, P&L/Risk Management, Partnerships, M&A
P.O. Box 520, San Francisco, CA 94104, us
Website
creditkarma.com
Employees
501
AeroLeads page
Company profile
View company profile Email format
9 roles

Seth P. work experience

A career timeline built from the work history available for this profile.

Head Of Pricing And Strategy

Current
Credit Karma

Oakland, California, US

Oct 2019 - Present

Senior Principal: Card Issuing Practice, North America

Accenture

Dublin 2, IE

Jun 2017 - Oct 2019

Director: Unsecured Lending--Acquisition, Underwriting And Portfolio Management

Accenture

Dublin 2, IE

  • Advise senior executives of Banks, FinTechs, Retailers and Investors on unsecured lending including credit, debit, prepaid, installment/personal loans and sales finance programs. Financial advisory for card portfolio.
  • Acquisition: Digital, DM, POS acquisition, pricing, response & NPV modeling, budget optimization
  • Card P&L Management: Deep understanding of card P&L dynamics (growth vs profitability; interactions among price, value proposition, targeting, costs, capital, risk and return) to enable clients manage/grow portfolios.
  • Credit Risk Management: Counsel on underwriting, line assignment, loss forecasting/mitigation, collection strategies. Conduct portfolio reviews to help investors evaluate portfolio quality & upside
  • Analytics: Advise on card/loan product construct, pricing, risk & portfolio management.
  • Loyalty: Revamp card value proposition; assist loyalty coalition grow revenue (incl. mobile wallet).
Jul 2011 - Jun 2017

Associate Vp: Center Of Excellence For Modeling/Analytics

Hsbc Card Services

London, GB

Lead a team in-charge of building and managing investment decision tools and predictive models for acquiring and managing portfolios with $8 Billion in receivables. Hired and coached team of 4.

Jan 2010 - Jul 2011

Manager, Non-Prime Card Services

Hsbc Card Services

London, GB

Restructured and integrated a $0.5B receivable acquired business; Marketing strategy for direct mail, POS and online acquisitions; pricing, profitability, credit policy and risk mitigation for $1.5B retail co-brand partnership and second look subprime programs; supported partner negotiations.

Feb 2008 - Jan 2010

Manager, Cross Selling

Hsbc Card Services

London, GB

Lead the team responsible for strategy, product development, revenue management and analytic support for cross sell products with $0.7 Billion annual revenue.

Feb 2007 - Feb 2008

Manager, Financial Planning And Analysis (Fp&A)

Medtronic, Inc

Minneapolis, MN, US

  • Responsible for FP&A of $130MM division (tech start-up acquired by Medtronic). Managed two
  • Strategic Planning: Developed plan, managed models and conducted competitor analyses.
  • Annual Operating Plan: Managed the process from end to end; Stream-lined the process, set sector targets, established process flow and responsibilities, provided tools and ensured execution.Analysis: Developed and.
Sep 2004 - Feb 2007

Financial Analyst

Campbell Soup Company

Camden, NJ, US

Analyzed financial information and its impact on business. Built financial and linear regression models and helped prepare strategic plans. Performed industry analyses. Evaluated divisions' financial performance by reviewing divisions’ financial models for assumptions. Prepared the Controller for earning calls. Evaluated investment performances of.

Aug 2002 - Aug 2004

Manufacturing Engineer

Delphi Automotive Systems

Gillingham, United Kingdom, GB

Division Problem Solver (six sigma): Metal Fabrication, Delphi Thermal ($3B sales), 1999 - 2000Manufacturing Engineer: Evaporators, 1996 - 1999In-charge of production process improvement & statistical quality control of heat exchangers.Responsibilities expanded from engineering support to managing statistical quality control, to implementing lean.

Sep 1995 - Aug 2000
Team & coworkers

Colleagues at Credit Karma

Other employees you can reach at creditkarma.com. View company contacts for 501 employees →

ER Eugen Roberts Eugen Roberts Colleague at Credit Karma Atlanta, Georgia, United States, United States View → PG Paul Goodwin Paul Goodwin Colleague at Credit Karma Charlotte, North Carolina, United States, United States View → DM Darwin Mastin, Phd Darwin Mastin, Phd Colleague at Credit Karma San Francisco, California, United States, United States View → TB Tilmann Bruckhaus Tilmann Bruckhaus Colleague at Credit Karma San Francisco, California, United States, United States View → LS Laura Smith Laura Smith Colleague at Credit Karma San Francisco Bay Area, United States, United States View → KW Kamilah Weeks Kamilah Weeks Colleague at Credit Karma San Francisco Bay Area, United States, United States View → JL John L. John L. Colleague at Credit Karma Singapore, Singapore View → AL Abraham Lora-Palma Abraham Lora-Palma Colleague at Credit Karma Charlotte Metro, United States, United States View → RH Rick Huang Rick Huang Colleague at Credit Karma Charlotte, North Carolina, United States, United States View → JL Jeff Lee Jeff Lee Colleague at Credit Karma San Francisco Bay Area, United States, United States View →
3 education records

Seth P. education

Mba, Finance And Strategic Management

The Wharton School

Certification: Analytics, Data Driven Consulting

Northwestern University

M.S., Mechanical Engr.: Computer Aided Design & Manufacturing

Southern Illinois University, Carbondale
FAQ

Frequently asked questions about Seth P.

Quick answers generated from the profile data available on this page.

What company does Seth P. work for?

Seth P. works for Credit Karma.

What is Seth P.'s role at Credit Karma?

Seth P. is listed as Payments Executive: 20+ years in Unsecured Lending, Credit Cards--Analytics, P&L/Risk Management, Partnerships, M&A at Credit Karma.

Where is Seth P. based?

Seth P. is based in United States, United States, United States while working with Credit Karma.

What companies has Seth P. worked for?

Seth P. has worked for Credit Karma, Accenture, Hsbc Card Services, Medtronic, Inc, and Campbell Soup Company.

Who are Seth P.'s colleagues at Credit Karma?

Seth P.'s colleagues at Credit Karma include Eugen Roberts, Paul Goodwin, Darwin Mastin, Phd, Tilmann Bruckhaus, and Laura Smith.

How can I contact Seth P.?

You can use AeroLeads to view verified contact signals for Seth P. at Credit Karma, including work email, phone, and LinkedIn data when available.

What schools did Seth P. attend?

Seth P. holds Mba, Finance And Strategic Management from The Wharton School.

Find 750M verified contacts

Search by job title, company, industry, location, and seniority. Export verified B2B contact data when you need it.