Sophia Ferderer Email & Phone Number

Minneapolis, Minnesota, United States

• Reviewed multiple conventional conforming mortgage loans daily by evaluating the risk of the credit and collateral loan packages in accordance with Fannie Mae and Freddie Mac agency guidelines.
• Evaluated credit risk by reviewing asset statements, credit reports, income documents, and all applicable documentation for each loan credit package.
• Analyzed collateral risk by examining appraisal and comparing to market conditions.
• Maintained understanding of economic and real estate markets from locations where Bell originates loans by attending monthly team meetings and quarterly company meetings.
• Built relationships with Sales team and all Operations staff by clearly conveying and justifying decisions for each loan.

Minneapolis, Minnesota, United States

• Partnered with Senior Underwriters to complete loan resubmission requests by making decisions and clearing conditions in relation to income, credit, assets, and collateral.
• Acted as a point of contact for third party contract-underwritten files.
• Developed reports and participated in research and projects as requested by VP of Underwriting and Underwriting Managers.
• Trained and Supervised 5 Assistant Underwriters on the Assistant Underwriter role, including how to use Encompass mortgage software.

Minneapolis, Minnesota, United States

• Managed underwriting capacity and workflow by assigning daily workloads and developing reports for management.
• Uploaded loan files to third party contract underwriting websites for non-delegated reviews, tracked progress of review, and conveyed decisions.
• Established organizational systems to help with team efficiency.
• Communicated with all departments to help identify and implement efficient and effective procedures to ensure a high-level customer service.

St Paul, Minnesota, United States

• Designed and delivered lessons for 100 students in high school Honors Trigonometry & Pre-Calculus, Functions Statistics & Trigonometry, and Algebra 1.
• Kept confidential, organized, and accurate student records using Educate and Microsoft Office.
• Discussed student progress and development with school administrators and parents through Microsoft Outlook, Educate, phone calls, and bi-weekly staff meetings.
• Collaborated with math department teachers to create a seamless transition between high school math courses.
• Established a positive classroom culture conducive to learning and critical thinking using research-based methods.

Denver, Colorado, United States

• Prepared and provided math lessons to meet the needs of students across 4 grade levels using multiple methods of differentiated instruction.
• Kept organized, timely, and confidential student records using Sycamore Education and Microsoft Office.
• Designed instructional mathematical material for each lesson using Singapore Math Curriculum.
• Assessed student improvement and growth daily using multiple forms of assessment.

Denver, Colorado, United States

• Taught 16 students in a small group setting in order to focus on specific individual needs of each student.
• Identified gaps in student understanding and worked with students on the mastery of foundational math material.
• Planned creative, engaging lessons based on grade level lesson plans in order to support and enhance what students were learning in their classes.
• Proactively communicated with Fellow Coordinator, teachers and families regarding the progress of each student.
• Worked with students to set and track progress toward short term and long term goals using Microsoft Excel.

Bachelor'S Degree, Mathematics

Master'S Of Science Degree, Teaching And Learning With Applied Business Management.