Scott Herold Email & Phone Number

United States

Reston, Virginia, Us

Cloud engineering on various AWS ProServe Engagements.Developed servlerless application with a static front end (built in JavaScript -- React, CSS, HTML) hosted in s3, using Cognito SSO and authentication with Route53/API Gateway. Serverless ETL application built with AWS Lambda (Python), Textract, Kendra, DynamoDB and Aurora Serverless to ingest and parse PDF files (OCR), then store data extracted data/metadata in the serverless stores and pdf files in s3 for UI downloads (with pre-signed URLs). Step Functions were created to tie in the Lambdas together to create job polling mechanism. AWS CDK used for infrastructure as code.

Managing Partner and CTO of Basilisk Systems. We are a software development studio focusing on Educational Technologies and Educational Video Games.

Columbia, Maryland, Us

Front end developer using React, Graph Theory (cytoscape) and HTML Canvas.

Reston, Virginia, Us

Developed Python-based full stack data science applications.

Meriden, Connecticut, Us

- Developed GNMA GinneNet file generation application.- Automation of Purchase Advice for Broker/Dealers relating to GinnieMae MBS- Automation of form 11711a release of collateral forms relating to GinnieMae MBS- Developed Hedge Position application to provide accurate visualization of hedge eligible pipeline compared to current trade positions.- Developed CLI applications for formatting onboarded fies/folder for upload to the organization's document management software.- Ad hoc data aggregation and automation projects.- Developed bulk-bird uploaded tool to create formatted batch uploads to correspondent pricing engine.- SQL Query creation- Optimal Blue architecture and administration.

Linthicum Heights, Maryland, Us

- Develop application that accurately monitors the organization's hedge position, using the Tompson Reuters API and applying hedge valuation algorithms to the organization's active pipeline and trade positions.- System Administrator for Loan Decisions (automated pricing engine.)- Audit Mark-to-Market accuracy and profitability, as well as make recommendations to hedge advisor on adjustments.- Audit hedged pipeline and securities position to ensure accurate execution and profitability numbers, and make suggestions or corrections if the hedge falls outside of the organization's profitability or risk thresholds.- Work with Director of Capital Markets on preparing and executing daily hedge strategy.- Provide reporting to COO/CAO and Director of Capital Markets of executed trades and pipeline coverage, and the reasoning behind any deviation from the hedge advisor's recommendations.- Act as the Organization's primary securities trader.- Audit trade confirmations and pair-offs from broker dealers to confirm accuracy of trade positions.- Assist with the development, implementation and maintenance of Capital Markets guidelines, polices and procedures.- Provide analysis and reporting on relevant market and industry events to identify emerging market risks to formulate hedge strategy recommendations.- Ensure all pricing related data is accurately entered and maintained within our Loan Origination System.- Review and verify lock requests as they are received by the lock desk.- Handle lock maintenance requests such as extensions, re-locks, updates, renegotiations, etc.- Create and post daily rate sheets for various products as needed.- Assist with pricing related questions regarding policies, procedures and investor guidelines.- Maintain existing investor and broker/dealer relationships; research new investors, broker dealers and new products.- Assist with training of new branch managers and employees.- Provide a variety of reporting to management as needed.

Linthicum Heights, Maryland, Us

System Development:- Creating custom Excel Add-Ins to monitor and dissect NFM's pipeline data and convert the data into a manageable Hedge pipeline to track trading coverage over multiple FNMA and GNMA coupons, fallout, funding, loan profit and losses, trade profit and losses.- Create customized auditing systems to ensure accuracy between internal pricing and advertising vendors.- Create customized systems for tracking lead sourcing to utilize for optimal lead vendor efficiency.Bond Market Expertise:- Track events on the Economic calendar and record the released data as well as bond market reaction, using ThompsonReuters, Mortgage News Daily and Bloomberg.- Monitor Bond Market trends to create daily, weekly, monthly and long term strategies based on collected data and market projections.- Execute MBS trades to hedge against loss of value to current mortgage loan pipeline.Marketing:- Monitor lead flow to balance the flow of leads and to the sales staff while limiting overflow.- Knowledge of NYLX, Mortech and their interactions with various Lead Vendors.- Locking and Updating Rates with Investors, adjusting pricing and collecting profitability data.Funding:- Fund loans to NFM's warehouse lines.- Managed the funding balances of warehouse lines, with an understanding of specific warehouse line guidelines.Product Development:- Source new investors and products and comparing pricing options with current investors and products.- Complete applications to become Correspondent or Wholesale lenders with new investors.- Complete applications to participate in State sponsored residential lending programs.Reporting:- Release company-wide reports detailing new investors and the addition of new programs offered by NFM.- Creating company-wide Market Alerts on market movement to keep sales staff informed on potential changes in pricing due to market shifts.

West Palm Beach, Florida, Us

The exclusive lender for the Veterans of Foreign Wars, NewDay Financial pride's itself on helping both Veteran and Non-Veteran familes alike with the mortgage needs.

Middletown, Rhode Island, Us

-Assistance with the closing of various residential mortgages.-Provided marketing support in presentations for clients, referral partners and borrowers.-Consolidated databses for settlement companies, lawyers, referral partners, realtors and borrowers for market analysis and developing marketing strategy.-Developed marketing strategies for reaching out to new business partners.

Bachelor Of Science - Bs, Computer Software Engineering

B.A., Political Science

Graduation Certificate, Full-Stack Development