Shafreen Noshad Email & Phone Number

Pakistan

* Implementation of Regulatory (SBP), Board, and Group Office directives/guidelines inrespect of Operational Risk Management.* Implementation & review of Risk & Control Self-Assessment (RCSA) all HO divisions /functions & business offices.* Identification, reporting, analysis, threshold setting & periodical Reviewing of Key RiskIndicators (KRIs) of all HO divisions/functions & business offices.* Reviewing of all bank’s policies, procedures, products, manual, and framework foridentification & management of risks.* Inculcate strong operational risk management culture throughout the bank by conductingtraining sessions bank-wide* Implementation of Framework in subsidiaries for reporting operational risk events andkey risk indicators.* Conducting Root Cause Analysis of significant operational loss events and implementationof corrective actions.* Coordinating with the IT department for enhancing/amending the scope of Operational RiskManagement System (ORMS).

Pakistan

• Facilitate implementation and execution Risk and Control Self-Assessment(RCSA) exercise for each business and support unit of the bank and reporting of high risks to Senior Management for their acceptance or mitigation.• Identify the appropriate Key Risk Indicators for each of the key risk and establish a mechanism for monitoring and reporting of KRIs status to Senior Stakeholders.• Analyzing identified trends in the Key Risk Indicators(KRIs).• Performing analysis on identified risk events / losses to recommend improvements to prevent these risk events from re-occurring in future.• Manage, monitor and follow-up action plans and strategies and report status of implementation to the Senior Risk Manager.• Development and monitoring of Issue Management and Action Tracking from Operational Risk perspective across the Bank.• Use various internal reports/ data wherever available to independently cross verify operational losses incurred by Business Units/ Support areas. These include SBP penalties data from Compliance, Fraud Risk Management Report, IT equipment’s theft from IT department, etc.• Conduct bank wide ORM trainings and workshops to create ORM awareness among all Operational Risk Coordinators.

• Centralized transaction monitoring through Mantas application for domestic network of the bank.• Ensure proper Due Diligence to prevent money laundering and reputational risk of the bank.• Reviewing of Policies, Procedures, Customer Profile Form (CPF) and world check results on management committee prior to establishing Correspondent Relationship with Local & Foreign Financial Institutions.• Reporting of unusual transactions and accounts to Financial Monitoring Unit (FMU).• Review of top 100 depositors biannually and escalation of KYC/CDD/EDD related issues.• Identify and escalate issues related with MANTAS user interface and data captured in the system.• Monitoring the updating of Internal STR reports by bank staff and its timely investigation.• Maintaining a proper MIS of all enquiries, CPFs and SAR. • Assisting team leader on Ad hoc assignments.

Pakistan

• Centralized transaction monitoring through Mantas application for domestic network of the bank.• Escalation of unusual/out of pattern transactions to Business/Operations for feedback from AML/CFT perspective.• Identifying & reporting of suspicious transactions to FMU.• Monitoring swift messages through HotScan application for possible name matching with negative individuals /entities.• AML clearance of accounts related with NGOs/NPOs/Charities.• Feedback on AML/CFT questionnaires received from Correspondent Banks.• Coordination with Central Bank, Financial Monitoring Unit (FMU) & Law Enforcement Agencies (LEAs) on all AML/CFT related queries /issues.• Electronic reporting of CTRs to FMU.

Acca, Financial And Performance Management

Have opt Advance Financial Management and Advance Performance Management as optional Exams

Bachelor Of Commerce (B.Com.), Auditing

Intermediate, Pre-Engineering

Matriculation, Science