Fintech, RegTech, Forex, International Payments, Cross Border Payments

Foreign Exchange & Trade Finance

Strategic Commercialization of:Forex & Global Product PortfolioEnabling of the Township EconomyIdentification of Synergies across Internal & External Stakeholders within NedbankChannel ProfitabilityProduct ProfitabilityIdentification of Strategic Partners

Product EnablementChannel ManagementSales EnablementComplianceMarketing ManagementCampaign ManagementBusiness Case DevelopmentCompetitor AnalysisSales Target setting and variance managementCash ManagementExchange Control Implementation/GovernanceStakeholder ManagementStrategic Alliances/PartnershipsClient Segmentation/AnalysisDistribution Management

Sales & Commercialization for Forex & Global portfolio:Foreign Bank NotesNedbank Prepaid Travel CardEcobank Remittance ProductInternational Swift PaymentsChannel ManagementBusiness DevelopmentChange ManagementChannel Profitability

Responsible for overall product profitabilityMonitor end-to-end product performance/ health, Influence product performance and health via stakeholder engagement/SLAs, Drive profitable customer retention, Leverage off existing investments, Recommend convergence of available infrastructure, Understand and optimise cost structures, Drive revenue, Pricing & ManagementInterpret monthly reports and recommend remedial action, where needed, Recommend product NIR and volume targets, Co-accountable for benefits harvestingAccountable to develop product strategy, drive product innovation and implement product enhancementMarket research (technology, competitor, client needs), Review and develop product strategy in line with group strategy, Generation of aligned business cases to product strategy, Project involvement, Alignment of product and processes to best practice and ensure improvement of client experience, Marketing & Communications input (product specific info for ad campaingns, training material etc). Benefits harvesting, MIS reporting, Maximise usage and efficiency of existing infrastructure and processes, Product Knowledge Management: Centralisation of product knowledge and processes e.g. third line support, severity resolutionProject involvement / Innovation managementInput into project plans, Compile and review Business Requirement Specifications, Ensure relevance and accuracy of business cases, Management of User Acceptance Testing, Release plans, Project specific communication, Best Practice recommendations, Act as business representative on projects, Consulting, Accountable for project delivery on time, within budget

My community involvement initiative utilising a powerful, interactive platform i.e. Radio to address unemployement challenges, drug awareness initiatives, mentorship programmes, music clinics, artists interviews, album reviews, latest news and happenings in jazz on a weekly basis. The weekly 3 hour show focusses on contemporary, vocal and main stream jazz music.

End to End product management across the Unsecured Lending Portfolio. Sales, Process, Product Development, Credit Management, Marketing Management etc

Entailed managing the interest rate margin on the Bank's Unsecured Lending Portfolio, including Home Loans

Submission of Business Case Studies for various front-end customer centric Retail strategiesConduct and coordinate financial and process modelling on various Retail strategiesManage financial feasibility of branch network related projects/case studiesConduct research to support various strategic and business planning unitsProvide consultative and financial support to various strategic decision making committeesProject Manage and monthly reporting on various work streams