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Shahzada Sultan Hamid Email & Phone Number

Location: Karāchi, Sindh, Pakistan 5 work roles 2 schools

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✓ Verified May 2026 3 data sources Profile completeness 86%

Current company

HBL - Habib Bank Limited

Role

Location

Karāchi, Sindh, Pakistan

Company size

5389 employees

Who is Shahzada Sultan Hamid? Overview

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Shahzada Sultan Hamid previously worked as Regional Risk Manager for Credit Risk Department at Habib Bank Limited at Hbl - Habib Bank Limited and Regional Head-SME at United Bank Limited. Shahzada Sultan Hamid holds Master Of Business Administration - Mba, Corporate Finance, W.C Management, Security Analysis, Economic Analysis And Project Management, Cgpa 3.41 from Iqra University (Official).

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HBL - Habib Bank Limited

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Profile bio

About Shahzada Sultan Hamid

With 14 years of diversified experience in the banking sector, I am a skilled and experienced credit manager with the privilege of working at renowned multinational financial institutions such as United Bank Limited and Habib Bank Limited. Currently, I work as a Regional Risk Manager at HBL, my expertise encompasses a broad areas including Credit underwriting, Financial Analysis, business understanding, and Risk quantification, etc. and I have acquired extensive experience in each of these domains.In my previous employment at UBL, I held the position of Manager CAD and Regional Head SME. My primary areas of expertise includes Credit Administration, Credit and Legal Documentation, SME lending, Commercial lending, cross-selling, and Institutional sales.I possess the necessary skills to oversee all aspects of various processes and excel in efficiently managing the day-to-day operations related to Credit Risk, Credit Documentation, MIS Analytics and Monitoring, Compliance & Control, and Credit Operations. My expertise is focused on utilizing Business Intelligence to enhance performance and achieve strategic goals."I strongly believe in promoting high employee interactions in a natural manner and openly sharing knowledge with my team."Accreditations:-1. Designated Member from risk team for HBL core transformation program #TEMENOS.2. Master trainee for UBL , completed Train the Trainers program, led by Skillcity3. Master trainee for UBL "Leading Through Change" program, a project by #Grant Thornton PakistanSpecialties: - 1. Retail and Commercial Credit Risk.2. Credit Documentation and Mortgages3. Training and CoachingMy belief is that we should never let circumstances, financial obstacles, or economic conditions prevent us from pursuing our dreams and staying committed to our goals. After developing a decent level of expertise in the domestic credit market, I am currently searching for new opportunities to establish a flourishing career in the international arena.For more details regarding the below, please send me a message here on LinkedIn or an email to "shahzada.sultan.hamid@gmail.com"

Current workplace

Shahzada Sultan Hamid's current company

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Hbl - Habib Bank Limited

karachi, sindh, pakistan

Website

hbl.com

Employees

5389

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Company profile

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5 roles

Shahzada Sultan Hamid work experience

A career timeline built from the work history available for this profile.

Regional Risk Manager For Credit Risk Department At Habib Bank Limited

Current

Hbl - Habib Bank Limited

Pakistan

Reviewing the credit proposals for portfolio of 5 Bln based on commercial and retail customer, initiated by the business unit in the Loan Origination System LOXON, Responsible for assessment of entire Credit Proposal.
Extending credit approvals up to delegated authority & recommending credit proposal to SCO where proposal limits exceeds delegated authority in stipulated TAT with ultimate objective that customer credit requests are.
Approved & Escalate problematic past-due clients to appropriate levels; propose restructured solutions as needed & actively contribute to their resolution.
Monitor portfolio performance and prepare periodic reports on credit risk exposure and market trends.
Identification & implement process improvement to increase overall department efficiency.
Support the risk department on projects as assigned

Dec 2019 - Present

Regional Head-Sme

United Bank Limited

Pakistan

Built and manage more than 80 new relationships having exposure of 1.5 Bln (F+NF) by understand clients complex credit needs.
Supervising RM’s so they carry the entire operation and execution from loan approval to disbursement.
Building assets portfolio, set sales targets for the sales force in coordination with Head SME Sales and generate leads to ensure that budgeted sales targets are met.
Increase awareness of sales team on products and markets to meet customer needs.
Appraise and recommend the credit proposals before submission to risk for approval.
Ensure timely recovery of due installments/markups and supervising recovery manager for stressed and litigation cases

Dec 2016 - Dec 2019

Manager Credit Administration

United Bank Limited

Managing a portfolio of 250 or more relationships that comprise Commercial, SME, and Agri clients.
Dealing with Valuators, Lawyers, Insurance, Muccadam and, rating companies for completion of pre and post disbursement formalities.
Rectify inconsistencies in loan documentation and ensure that the credit proposal submitted by the business unit on the automated software LOS complies with regulations, legislation, policies, and procedures.
Acquiring credit approvals from the appropriate credit approving authorities, finalizing security documents, creating control documents, and uploading the documents into the e-document management system #EDMS.
Issuing the Disbursement Authorization Certificate-DAC and approved limits into CBS.
Ensuring the safekeeping of credit files, security/collateral, and control documentation in accordance with the bank's policy

Aug 2008 - Dec 2016

Visitng Lecturer

Iqra University (Official)

Quetta, Baluchistan, Pakistan

Teaching experience as a visiting lecturer at IQRA University, delivered lectures to MBA and BBA students.

Aug 2010 - Dec 2015

Visiting Teacher

University Of Balochistan

Quetta, Baluchistan, Pakistan

Teaching experience as a visiting faculty member in Public Sector University, delivered lectures to MBA-Banking and Finance students, a program started by State Bank of Pakistan

Sep 2009 - Mar 2012

Team & coworkers

Colleagues at HBL - Habib Bank Limited

Other employees you can reach at hbl.com. View company contacts for 5389 employees →

BA

Basit Ali Colleague at Hbl - Habib Bank Limited Karachi East District, Sindh, Pakistan, Pakistan View → HP

Homiyar Patel Colleague at Hbl - Habib Bank Limited Pakistan, Pakistan View → SJ

Shaina Johnson Colleague at Hbl - Habib Bank Limited Karāchi, Sindh, Pakistan, Pakistan View → SG

Sharjeel Gohar Colleague at Hbl - Habib Bank Limited Pakistan, Pakistan View → KA

Kashif Ali Khan Colleague at Hbl - Habib Bank Limited Karāchi, Sindh, Pakistan, Pakistan View → MA

Momina Ahmed Colleague at Hbl - Habib Bank Limited Pakistan, Pakistan View → MI

Muhammad Irfan Colleague at Hbl - Habib Bank Limited Pakistan, Pakistan View → MA

Muzammel Akram Colleague at Hbl - Habib Bank Limited Rahim Yar Khan District, Punjab, Pakistan, Pakistan View → MK

Mehwish Khan Colleague at Hbl - Habib Bank Limited Pakistan, Pakistan View → JS

Jalal Said Colleague at Hbl - Habib Bank Limited Buner District, Khyber Pakhtunkhwa, Pakistan, Pakistan View →

2 education records

Shahzada Sultan Hamid education

Master Of Business Administration - Mba, Corporate Finance, W.C Management, Security Analysis, Economic Analysis And Project Management, Cgpa 3.41

Iqra University (Official)

Activities and Societies: Library Council member and class representative I earned my MBA from from IQRA Univrsity, where I honed my.

Master In Economics, Econometrics, Monitory Economics, Micro And Macro Economics, International Economics, Second

University Of Balochistan

Graduated from Public University with a Masters in Economics

FAQ

Frequently asked questions about Shahzada Sultan Hamid

Quick answers generated from the profile data available on this page.

What company does Shahzada Sultan Hamid work for?

Shahzada Sultan Hamid works for HBL - Habib Bank Limited.

What is Shahzada Sultan Hamid's role at HBL - Habib Bank Limited?

Where is Shahzada Sultan Hamid based?

Shahzada Sultan Hamid is based in Karāchi, Sindh, Pakistan while working with HBL - Habib Bank Limited.

What companies has Shahzada Sultan Hamid worked for?

Shahzada Sultan Hamid has worked for Hbl - Habib Bank Limited, United Bank Limited, Iqra University (Official), and University Of Balochistan.

Who are Shahzada Sultan Hamid's colleagues at HBL - Habib Bank Limited?

Shahzada Sultan Hamid's colleagues at HBL - Habib Bank Limited include Basit Ali, Homiyar Patel, Shaina Johnson, Sharjeel Gohar, and Kashif Ali Khan.

How can I contact Shahzada Sultan Hamid?

You can use AeroLeads to view verified contact signals for Shahzada Sultan Hamid at HBL - Habib Bank Limited, including work email, phone, and LinkedIn data when available.

What schools did Shahzada Sultan Hamid attend?

Shahzada Sultan Hamid holds Master Of Business Administration - Mba, Corporate Finance, W.C Management, Security Analysis, Economic Analysis And Project Management, Cgpa 3.41 from Iqra University (Official).

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