Hamza Shaikh Email & Phone Number

Karachi, Pk

Pakistan

Spearhead the review and restructuring of Corporate/SME/Investment Banking financing proposals.Lead the revision and approval processes for key Islamic finance products, including Murabaha, Musawamah, Istisna, Tijarah, Ijarah, and others.Innovate and develop cutting-edge digital financing products.Conduct thorough annual and interim evaluations of transactions and proposals.Collaborate with Relationship Managers on customer visits to assess business processes, ensuring optimal product offerings.Oversee the vetting of critical documents such as letters of hypothecation, guarantees, and NOCs for Financial Institutions and corporate clients.Resolve Shariah compliance issues identified by audits, providing expert guidance to Relationship Managers, branches, and support units.Conducted Shariah and product training programs.

Karāchi, Sindh, Pakistan

Developed and launched innovative retail products.Managed staff housing finance, including process flows, land purchase approvals, takeovers, sale and leasebacks, Musharakah structuring, and exceptional cases.Reviewed, revised, and secured approval for process flows of Istisna, Ijarah, Diminishing Musharakah, Sale & Lease Back, and legal agreements.Analyzed and announced profit rates and weightages; authorized their implementation in SAP and T-24.Evaluated deal tickets for Special Musharakah and Special Mudarabah Certificates.Crafted and updated product policies and manuals, ensuring seamless banking operations and strengthened internal controls.Assessed conventional finance products and led their conversion to Islamic modes.Conducted impactful orientation and refresher programs for liability and consumer finance products.Guided operation and branch managers on Shariah compliance for liability and financing transactions.Conducted in-depth research to refine current products and generate innovative ideas for new offerings.Executed UAT exercises for new products and improvements to existing ones.Coordinated with Internal/External/SBP Auditors on product and service-related matters.Crafted compelling presentations for upper management.Vetted liability products and consumer financing brochures and marketing materials.Resolved branch queries and addressed customer complaints efficiently.Successfully resolved Shariah Audit observations.Reviewed and approved the onboarding of Cash Management customers.Assessed car financing and housing finance charity waivers, recoveries, and legal cases.Critically evaluated Cash Management proposals.Worked closely with internal and external departments to ensure Shariah compliance in product development and agreements, including coordination with the Islamic Banking Department, SBP.Developed strategic comparative scans for liability products, tailored for upper management.

Master Of Business Administration (Mba), Business Administration And Management, General, 3.36

Activities and Societies: Marketing and Research Society

Bachelor Of Business Administration (Bba), Marketing, 3.37