Shalini Parajuli Mba, Cams Email and Phone Number

Client Manager

Managed mix of critical Asset and liability clientsAsset• Identified new microfinance clients and ensured that the utilization and wallet share of existing portfolio is increased through regular engagement with the clients and interactions with various stakeholders including the credit and transaction banking team . • Prepared Business Credit Applications by applying the knowledge of financial statement analysis, industry, business risks and management competency and socialized the same with the Credit approvers• Maintained healthy asset portfolio by monitoring the asset quality on a regular basis by completing quarterly reviews, covenant monitoring and by identifying any early alerts and escalating the discrepancies• Ensured that the regulatory requirement for the bank for Agriculture sector is met by staying abreast with the changing policies and managing the requirements quarter on quarter.• Stress tested the portfolio to asses PAR for the bank during the massive earthquake to understand the impact to the bank and placed mitigates to ensure no loss to the bankLiabilities: • Engaged with the high valued liability clients including the Embassies, Not for profit, multilateral and project accounts to understand their need and offered services as per their requirement which resulted in increment of market share to 90% . • Closely coordinated with various stakeholders including Transaction Banking , Global Markets and Global Relationship Managers and Employee Banking team to respond to clients Request for Proposals and to offer services for retention and ring fencing of the sought after names in the industry and bagged four out of five targeted names• Completed Client Due Diligence for all clients under the portfolio and engaged with FCR for timely approvals which primarily included clients requiring Enhanced Due Diligence with detailed investigations on sanction linkages, PEP assessments and monitored transactions daily.

• Assisted Director and Head of segment in managing the portfolio of commercial banking clients by engaging with 80+ clients in understanding their requirements and resolving concerns.• Engaged in planned joint calls with the the head of department and product partners and ensured service delivery and issue resolution thorough clear documentation and action plans. • Performed financial analysis and maintained credit discipline by following through on regular client reviews, loan servicing, quarterly performance reviews which ensured healthy portfolio growth• Patiently and steadily followed through clients opening their branch in the country by leveraging on the group network which resulted in additional revenue generation• Completed timely client onboarding reviews and KYC annual reviews of clients under portfolio through regular client interaction and FCR engagement.

• Assisted Senior Relationship Manager (SRM) in ensuring increment in utilization of facilities clients on a regular basis • Performed financial reviews and prepared Business Credit Applications of 30+ clients under SRM’s portfolio for ensuring healthy portfolio.• Paid attention to details; and kept detailed records; contributed to overall monitoring of quality and standards to ensure portfolio quality• Maintained proactive relationships with the product partners i.e transaction banking, Global Markets , for socializing client needs and developing products as per client requirement.