- Financial Planning and Modelling- Budgeting- Cost Reports- Lender and Investor Proposals- Financial Accounting and Book Keeping

•Identified and reported causes of variance to the project team to help control costs and ensure costs are within allocated budgets and earned value performance•Actively participated in the project QA process presenting financial performance of the project, comparing with the EAC along with identification of risk factors leading to cost overruns.•Ensured that projects are priced appropriately and helped in coordination with the legal department for drafting of the contracts.•Worked with the project leads in submission of the quarterly, semi annual and the annual forecasts.•Recognized as employee of the month for my contribution in a smooth client transition from one legal entity to the other.

• Prepared the project budgets, sales forecasts and cashflows and conducted a monthly variance analysis.• Supported the month end accrual process with finance.• Prepared and submitted the documentation to the lenders for the project draws and coordinated with the Quantity Surveyors to assess the completion and earned value status.• Analyzed and assisted in identifying the discrepancies in the financial data extracted from QuickBooks and comparing it with set budgets along with preparation of dashboards in excel.• Prepared project wise monthly spend reports and conducted a detailed vendor wise analysis along with reconciliation.

• Filing of applications for grants of research projects• Developed dashboards for a large Diabetes complications management research project• Co authored and published a report titled “IT for bending the healthcare cost curve” on cost-containment for the health care sector and co-developed functional requirements for an IT system that can help lower health care costs over time

• Conducted the energy consumption analysis for various divisions correlating the air conditioner usage with environmental temperatures along with generator usage and efficiency analysis.• Reviewed the daily occupancy reports with the plan, conducted analysis of monthly expenditures with plan and conducted material and labour usage and efficiency analysis.

Worked for a large, publicly traded medical billing company in the US. Financial Planning and Analysis • Provided multiple reports and KPI’s to be included in the MD&A section of the S-1 document submitted to SEC during the listing process• Provided active support to the management during the road shows by preparing adhoc reports and continuously updating the data to be presented to the prospective shareholders• Conducted meaningful analysis and provided regular reports to the senior management regarding Revenue and costs per employee, Resource allocation per client, Cost per client, Cost reduction strategies, Revenue Forecast Models based on ever changing environment due to various acquisitions by MTBC as part of the company's growth strategyBudgeting, Forecasting and Financial Modelling• Overview of the forecasting process to ensure accuracy and timely preparation of income forecasts.• Involved in the financial modelling process predicting company’s cash flows and funding requirements over a 5 year period• Participated in the model for companies acquisition and financing strategyBusiness / System Analysis, Product Design and Development • Designed and Delivered web based KPI dashboard monitoring the key performance indicators on real time basis in tabular and graphical form with top to bottom drill down capability.• Designed and Delivered the Same Day Funding module involving operational improvement, Bank Transfer methodology, Client reporting and analytics.• Managed the teams responsible for upgrading the companies EHR to make it compatible with the financial and data requirements of ACO (Accountable Care Organization) and PCMH (Patient Centred Medical Homes. • Supervised the automation process of extraction of client reports related to monthly invoicing process.

Financial Analysis• Conducted the analysis of the financial statements of the clients to verify the workings of the Corporate Finance, Credit Administration and the Risk Management Divisions of the company.• Ensured compliance of the financial ratios of the borrower as per the agreed covenants in the sanction letter.• Verified the workings of the financial risk as calculated by the Risk Management Division.Internal Audit• Conducted loan reviews to ensure compliance with company’s credit sanction criteria, credit limits at Borrower, group and sector levels both at sanction of new loans or extensions.• Conducted Reviews of the Credit Administration Division to ensure compliance of borrowers with sanction terms, Credit Score Monitoring, and internal risk rating systems.• As part of the review of Corporate Finance Department, reviewed the adequacy and implementation of policies and procedures for identifying, measuring, monitoring and controlling credit risks.• Communicated the Audit findings to the relevant departments in clear and concise reports providing recommended courses of actions for the shortcomings identified.• Conducted reviews of various departments including the Portfolio Management and Treasury Division for compliance with the investment policies and the risk matrices for their investments as approved by the Board.• Conducted regular follow ups regarding the implementation status of the management’s actions on corrective courses of action and communicated the same to the audit committee. • Was involved in preparation of review report on Internal Controls over Financial Reporting (ICFR) and helped achieve a significant saving of more than 3.5 million rupees.• Submitted the findings, recommendations of the internal audit department to the audit committee by preparing the agenda files for the audit committee along with the follow-up on the implementation status of the internal audit findings.

Financial Accounting Was primarily responsible for liaison with external auditors and preparation of management reports, additionally also ensured that effective working relationships are maintained with suppliers. • Ensuring compliance with Financial and Tax regulations and with company policies• Preparation of consolidated financial statements of Manhattan Group.• Web Filing of VAT returns• Variance analysis of various construction projects, preparation of cash flow forecasts, Bank reconciliations, overseeing the function of accounts payables.• Preparation of consolidated financial statements of Manhattan Group.

I was privilaged to be part of the visitng faculty teaching Audit and Assurance in Moorgate Campus London to ACCA students