Consultant bringing strategic, financial, funding and commercial expertise to SME’s. Development of strategy, review of management systems and structures, business models facilitating growth and funding plans where required. Securing funding and ensure access to grants for all clients.For clients who want to pass the business to the next generation, working with the family and management team facilitating the difficult conversations and putting the structures in place to allow a smooth transition. Maximizing the value of the business sales for clients wishing to exit and navigation through the sales process.

Owner of Customer Brand and Store loyalty for Musgrave for Supervalu and Centra Brands. Management of the Retailer LTA / PBR process accounting, forecasting and controlling all aspects and engaging the Sales and MRPI Management teams.Finance Business Partner to the Frank & Honest Coffee, Business Development and Store Development teams supporting and governing these areas to achieve financial and operational targets.Provision of timely Management Information for use within the department and the wider Musgrave Business. Provide 'real time' support and analysis, to be a trusted adviser / financial leader who provides value adding insights whilst delivering excellent commercial outcomes,Responsible for Departments Strategic planning process by compiling Quarterly forecasts, Annual budget & 3YP.

Senior Finance Accountant covering planning, budget, forecasting and cross departmental projects with focus on driving continued success of Musgrave owned sites/stores across Ireland.

Continuing to support Musgrave Retail Partners to ensure continued success of stores across the Centra and Supervalu brands. Reviewing performance by monitoring and mentoring retailers on a daily basis acting as primary point of contact for all financial aspects. Reporting member of the Sales Protection Programme which has been given responsibility by Musgrave Board to prepare and enact solutions to ensure the long the long term survival of our most financially stressed retailers at the lowest cost to all stakeholders. Weekly reporting to and obtaining sign off on proposed solutions from Divisional Management Steering Team with monthly reporting to Musgrave Group and Main Board.

FTSE100 UK CompanyBooker Group is the UK’s leading food wholesaler.The Group now comprises Booker Wholesale, Makro, Booker Direct, Classic Drinks, Ritter Courivaud, Chef Direct and Booker India. Serving 1.5 million customers.

• International Retail Partner and brand owner of around 2000 Budgens & Londis convenience stores with a group annual turnover of £1b in the UK.• Managing Musgrave’s financial risk opposite Retail Partners, with retailers reporting to me on a daily basis and mentoring them on all financial related aspects of their business including margin analysis, inventory management, sales forecasts, control procedures and continuous improvement reporting. • Identifying root causes of “at risk” retailers via commercial review of sales trends, margin and competition impact, inventory management, product line selling impact, wastage control, stock write offs and RTC.• Auditing store processes for retail partners to ensure every day procedures are controlled. Ensuring stock loss/wastage is controlled and monitored in detail as this is a key margin area for retailers bottom line. Audit of store internal controls in terms of cash management, security and stock handling to minimise losses and risk exposure.• Business Partnering - working closely with Head of Store Development & Sales Director to ensure forecasts are accurate with subsequent Board Proposal presented to Senior Management Team with decision.• Recovery of out of terms (past due debt) owed by poorer performing retail partners. In Y/E 2015, recovered c. £5m of out of terms debt (biggest recovery YTD). Achieved via implementation of solutions including store take back in corporate ownership, restructuring retailers financing facilities.Management of store closures following exhaustion of all avenues to keep same open. This involves project management of closure, management of the stock take process, attendance at the store closure and involvement with the collection of the closed account while maintaining a relationship with the departing retailer. Ensuring Musgrave's legal and commercial rights are maintained throughout the process.

Key Achievements:Reporting member of the Sales Protection Programme which has been given responsibility by Musgrave Board to prepare and enact solutions to ensure the long the long term survival of our most financially stressed retailers at the lowest cost to all stakeholders. Weekly reporting to and obtaining sign off on proposed solutions from Divisional Management Steering Team with monthly reporting to Musgrave Group and Main Board. Managing a significant number of “at risk” retailers in order to protect the Musgrave ledger and consequent bad debt exposure. This exposure is managed through actively managing the client and preparing funding support requests for sign off by Divisional and Group Credit Committee.Management of store closures following the exhaustion of all avenues to keep same open. This involves project management of the closure, management of the stock take process, attendance at the store closure and involvement with the collection of the closed account while maintaining a relationship with the departing retailer.Working with retailers to secure finance in respect of store revamps in order to protect and enhance retailer’s profitability and to generate additional wholesale and retail sales for Musgrave Retail Partners Ireland.Providing financial advice to independent retailers on obtaining/raising finance, preparing business plans, managing cash-flow, debt re-structuring etcLiasing with retailers, banks, solicitors, landlords etc on behalf of Musgrave and retail partners.

• Relationship Manager in Commercial/Corporate Banking in Credit related activities. Daily management of customer portfolio of 30 distressed connections with combined exposure of €100 million. • Debt restructuring of clients portfolio, presenting alternative repayment methods to clients in order to ensure highest customer satisfaction and cooperation.• Reviewing IBR’s for making informed decisions on debt restructuring for client portfolios.• Extraction of Adv4’s from Management, Draft and Audited Accounts for clients on portfolio.• Interpretation, assessment and preparation/completion of Credit applications through the recognized Bank format of Automated Mark Ups, Bad Debt Mark-Ups. • Preparation prior to review meetings (assessment, extraction of accounts, and analysis of security position and identification of key issues). This also involves daily attendance at client meetings in conjunction with Senior Lending Manager. • Ensure highest level of Credit Professionalism in the maintenance of the Business Banking Loan Book. In this regard take personal responsibility to ensure all the relevant financial and Credit issues are addressed in all applications (including annual reviews and applications for new monies).• Clients include companies within the following areas – Property Development – both foreign and domestic, Medical Professionals, Manufacturing industries and Construction industries.• Mentoring and coaching new members of staff on their portfolio management, directing them on their performance and work standards in terms of Bank policy and customer satisfaction.

Maintaining Management Accounts for Wholesale Retailers SuperValu and Centras throughout Ireland. Duties include; •Processing of financial information on Exchequer software•Weekly KPI reporting•Back office & Payroll processing•Instore Systems Development•Management Accounts•Preparation of financial projections•Expert analysis of results , Store benchmarking•Audit, company secretarial, compliance taxation•Specialist Taxation Planning

Completing Field and Desk Audits to strict deadlines, often completing several audits at the one time.Preparing Company and sole trader accounts to draft level, together with consulting with client to discuss various accounting issues.Performing cash budgets and projections in order to aid clients in search of bank loans/funds.Mentoring junior staff.Payroll for various companies working in various industries.