Shanith Sankar Email & Phone Number

Dubai, United Arab Emirates

Dubai, United Arab Emirates

Roles and Responsibilities:Working with the Corporate/Wholesale Banking Group, at NBQ, responsible for acquiring/originating new large and mid size corporate banking customers and managing the portfolio.Originate/Manage relationship with corporate clients and high net worth individuals (HNIs) to provide advice on different bank facilities/products and services to onboard/acquire them with NBQ and to monitor and manage the accounts.Originate transactions for lending in the area of corporate banking, with key focus on secured transactions. Covering a whole spectrum of HNIs and corporate counterparties for their entire financial solutions with key focus on secured lending transactions and cross selling the counterparties based on their business profile/requirements to different segments/department of NBQ (i.e. Business banking, retail banking, cash management, treasury etc.).Analyzing company accounts/financials, review of Feasibility Studies, SWOT analysis, making cash flow projections / modeling and undertaking industry comparative studies for credit risk assessments.Credit appraisal of existing and prospective clients through preparation of credit proposals with a view to take exposure and make appropriate recommendations for approval from Credit Committee and Board Committee.Assigning counterparty credit ratings and calculation of risk weightage for maintenance / protection of the Bank’s Capital.Ensure that all activities undertaken comply with internal and external standards and compliance requirement.The interface of the HNIs and corporate clients to execute transactions including negotiating documentation and coordinating internally with all the departments of the bank for providing financial services/products in a timely fashion.Mentor and monitor assigned credit analysts/ relationship officers to train/advice to efficiently complete day to day operations with respect to my portfolio.

Dubai

Roles and Responsibilities:Working with the Corporate/Wholesale Banking Group, under Commercial Banking Team at RAKBANK, responsible for acquiring/originating new real estate and commercial banking customers and managing the portfolio.Originate/Manage relationship with corporate clients and high net worth individuals (HNIs) to provide advice on different bank facilities/products and services to onboard/acquire them with RAKBANK and to monitor and manage the accounts.Originate transactions for lending in the area of commercial banking as well as real estate finance products.Covering a whole spectrum of HNIs and corporate counterparties with main focus towards Commercial Banking and Real Estate Financing and cross selling the counterparties based on their business profile/requirements to different segments/department of RAKBANK (i.e. Business banking, retail banking etc.).Analyzing company accounts/financials, review of Feasibility Studies, SWOT analysis, making cash flow projections / modeling and undertaking industry comparative studies for credit risk assessments.Credit appraisal of existing and prospective clients through preparation of credit proposals with a view to take exposure and make appropriate recommendations for approval from Credit Committee and Board committee.Assigning counterparty credit ratings and calculation of risk weightage for maintenance / protection of the Bank’s Capital.Ensure that all activities undertaken comply with internal and external standards and compliance requirement.The interface of the HNIs and corporate clients to execute transactions including negotiating documentation and coordinating internally with all the departments of the bank for providing financial services/products in a timely fashion.Mentor and monitor assigned relationship officer to train/advice to efficiently complete day to day operations with respect to my commercial/real estate portfolio.

Dubai - Uae

Roles and Responsibilities:Working with the Corporate Banking Group, under the Real Estate Finance Division at UNB, responsible for monitoring and managing the portfolio.Originate and Manage relationship with high net worth individuals (HNIs) and corporate clients to provide advice on their accounts, provide financial services, monitor and manage the accounts.Originate transactions for lending in the area of Real Estate Finance products.Covering a whole spectrum of HNIs and corporate counterparties with main focus towards Real Estate Financing and cross selling the counterparties based on their business profile to different specialized divisions of Corporate Banking Group.Analyzing company accounts/financials, review of Feasibility Studies, SWOT analysis, making cash flow projections / modeling and undertaking industry comparative studies for credit risk assessments.Credit appraisal of existing and prospective clients through preparation of credit proposals with a view to take exposure and make appropriate recommendations for approval from Sub Credit Committee and Head Office Credit Committee.Assigning counterparty credit ratings and calculation of risk weightage for maintenance / protection of the Bank’s Capital.Ensure that all activities undertaken comply with internal and external standards and compliance requirement.The interface of the HNIs and corporate clients to execute transactions including negotiating documentation and coordinating internally with all the departments of the bank for providing financial services/products in a timely fashion.Mentor and monitor assigned relationship officer to train/advice to efficiently complete day to day operations with respect to my commercial/real estate portfolio.

Dubai - Uae

Working as a Relationship Officer with the Corporate Banking Group, under the Multi National Companies and Large Groups Division at CBI, Dubai, responsible for monitoring and managing the portfolio.

Roles and Responsibilities:Working with the Corporate Banking Group, under the Multi National Companies and Large Groups Division at CBI, responsible for monitoring and managing the portfolio.Manage relationships with large corporate and high net worth clients to provide advice on their accounts, sell/provide financial services/products, monitor and manage the accounts.Originate transactions for lending, project finance, structured finance and syndicated loans products.Covering a whole spectrum of large corporate counterparties with main focus towards Construction, Contracting, Trading, Manufacturing, Service and Investment companies.Analyzing company accounts/financials, review of Feasibility Studies, making cash flow projections / modeling and undertaking industry comparative studies.Credit appraisal of existing and prospective clients through preparation of credit proposals with a view to take exposure and make appropriate recommendations for approval from Internal Credit Committee and Advances Committee.Assigning counterparty credit ratings and calculation of risk weightage for maintenance / protection of the Bank's Capital.Preparation of monthly profitability report of the portfolio and consolidation of the same for year end profitability.Sourcing prospective corporate clients by assessing their needs for generating new businesses.Ensure that all activities undertaken comply with internal and external standards and compliance requirement.Complete informational requests from prospective and existing clients and financial institutions.The sole interface of the corporate clients to execute transactions including negotiating documentation and coordinating internally with all the departments of the bank on providing financial services/products in a timely fashion.I undertake mentoring and work allocation to the Credit Analysts working under me.

Worked as Credit Analyst with the Risk and Capital Management Department at Deutsche Bank, Mumbai and part of the Credit Risk Management Team, responsible for monitoring and managing the level of counterparty credit risk.

Roles and Responsibilities:Worked with the Risk and Capital Management Department at Deutsche Bank and part of the Credit Risk Management Team, responsible for monitoring and managing the level of counterparty credit risk.Analyzing company accounts, making cash flow projections / modeling and undertaking industry comparative studies. Credit appraisal of prospective clients through preparation of credit proposals with a view to taking exposure and making appropriate recommendations.Assigning counterparty credit ratings for maintenance / protection of the Bank's Capital.Covering a whole spectrum of Banks, Financial Institutions and Corporate counterparties.Specializations: Mini-Batch report on Top-Sized, Medium-Sized & Small-Sized Banks which involved complete analysis of the economy, banking industry, regulation, bank analysis, peer analysis, stress testing & rating in baseline scenario & downside scenario for European Financial Institutions:Spanish Banks (Savings & Commercial Banks)Italian Banks (Savings & Commercial Banks)

Worked as Research Analyst with the Research Department at JHP Securities (P) Limited one of the Broking House in Mumbai, covering commodities (mainly precious metels, crude oil and foreign currenies) analysis and recommending the clients for making investment and trading decisions for their portfolios.

Roles and Responsibilities:Preparing Daily, Weekly and Quarterly Commodity Flyers Covering Gold, Silver, Steel, Copper, Aluminium, Crude Oil and Dollar, and giving Recommendations and Sending them to the Firm's Clients for Assisting them in making Investment and Trading Decisions for their Portfolios.Prepared Investment Reports and Projected Price Target on Gold and Crude Oil.Updation and Monitoring of all Fundamental [Capitaline, News Archives and Centre for Monitoring Indian Economy (CMIE) Modules {Industry Analysis Service (IAS), Economic Intelligence Service (EIS), Mergers & Acquisitions (M&A), Business Beacon (BB) and CapEx}] and Technical [Advanced Stock Analysis (ASA) and IRIS] Databases on a Daily Basis.Operation of IRIS Software, an Online Software, through which the Firm's Portfolio was kept track of, queries operated through which Buy/Sell Recommendations could be made, based on Stock Price Movements.Servicing Client's Requirements, Providing them with Required Information about a Company/Scrip, such as detailed Financials, Key Ratios, Shareholding Pattern, etc.PROJECTS HANDLED: Term Projects:A STUDY ON RISK PERCEPTION OF MUTUAL FUND INVESTORS IN UDUPI DISTRICT.A COMPARATIVE STUDY OF BSE VS. NSE AND BROKER'S & INVESTOR'S PERCEPTION REGARDING THESE STOCK EXCHANGES.A STUDY ON PATIENT SATISFACTION OF PRIMARY HOSPITALS IN UDUPI.A STUDY ON ECONOMIES OF A FIRM- PROJECT ON BICCO.Summer Project:A STUDY ON NON PERFORMING ASSET MANAGEMENT OF SYNDICATE BANK REGIONAL OFFICE-KANNUR.Objectives:To Study the Non Performing Asset Management of Syndicate Bank Regional Office, Kannur.To Study the Non Performing Asset Position at Syndicate Bank's 36 Branches at Kannur District.

Credit Skills Development, Credit Management

Advanced Diploma In Credit, Credit Skills Development

Mba, Finance

Activities and Societies: State level Shuttle Badminton Player, Captian of University Shuttle Badminton Team, University & District Level.

M.B.A, Finance

B.Com, Commerce

Activities and Societies: State level Shuttle Badminton Player, Captian of University Shuttle Badminton Team, University & District Level.

Bachelor Of Commerce, Commerce

Pre Degree - 67%(1st Class)

Pre Degree, Commerce

Pre Degree, Commerce

Activities and Societies: Member of Collage Shuttle Badminton Team, Member of NCC. Member of Collage Shuttle Badminton Team, Member of NCC.

Higher Secondary, Hv B

Sslc

COMPUTER SKILLS: 2004 STATISTICAL PACKAGE FOR SOCIAL SCIENCES- SPSS 7.5&11.0 DURING 2ND SEMESTER